Credit card is a kind of credit card, which can be divided into two types, namely, credit card and quasi-credit card. The details are as follows:

1. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay;

2. A quasi-credit card refers to a credit card in which the cardholder deposits a reserve fund according to the requirements of the bank, and if the reserve fund is insufficient for payment, it can be overdrawn within the credit line stipulated by the issuing bank.