Bank of Communications credit card cancellation method:

Method 1: Call the customer service telephone number of Bank of Communications Credit Card: 80098888, switch to manual service, and apply to the customer service staff of Bank of Communications Credit Card Center for cancellation of Bank of Communications Credit Card.

Method 2: Go to the Bank of Communications outlet to go through the formalities with the account manager. Cardholders need to fill out an application form for bank card cancellation, stamp at the counter to verify their identity, and keep the file. The bank will give you a receipt. After checking all loans in the bank and confirming that you have no arrears (including fees), you can destroy your account, clear your records and cancel your credit card in about 7 days.

If you apply for a card refund and the bank accepts it as a pre-sale card, then the credit card cannot be used after the card is refunded. If there are new accounts payable within 45 days (inclusive), they will still be accounted for and need to be repaid on time. After 45 days of card withdrawal, if the account has no arrears or overflow deposits, the system will automatically close the account without going through any formalities.

Matters needing attention for Bank of Communications to cancel credit cards:

1. If you have any Bank of Communications credit cards that you do not intend to use or are not activated, please cancel them in time. Some inactive special cards will also be charged an annual fee.

2. Before canceling the Bank of Communications credit card, please confirm that there is no debt and no balance in your account;

3. If your credit card is really useless, when you cancel the Bank of Communications credit card, even if the customer service staff will use various temptations to retain you, please stand firm and the cardholder has the right to cancel the card;

4. The cancellation of Bank of Communications credit card is completely free, and there is no cancellation fee.

References:

Bank of Communications

How does Bank of Communications cancel its credit card?

1. The outlet is cancelled. Cardholders can go to Bank of Communications outlets and return their cards at the counter.

2. Pay the bill and cancel the APP. Cardholders can log in to the bill paying APP, then enter the service hall, click "Online Customer Service", and then enter "Transfer to Manual" to return the card.

3. Call cancellation. Call Bank of Communications credit card customer service at 4008009888. Platinum customers can call Platinum Service Line 400866888, and then transfer to manual service to apply for card refund.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card.

This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card.

Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

How to cancel the credit card of Bank of Communications?

Bank of Communications credit card cancellation methods are:

1. Call the credit card hotline of Bank of Communications at 400-800-9888 to return the card. If your credit card has no debt or balance, the customer service will cancel it for you.

2. Go to the counter of the Bank of Communications business outlet to cancel the card. After filling out the application form, the bank will report a copy of the cardholder's ID card and the completed application form to the head office, and then complete the card cancellation process;

3, online cancellation, download the Bank of Communications credit card APP "Pay the bill" and then find online customer service to complete the credit card cancellation step by step.

Cancellation of the bank card itself:

To cancel a bank card, you can apply for cancellation in the banking service hall, or you can log in to online banking to apply for cancellation. 1. The process of cancellation in the banking service hall is: 1. Find the bank; 2. application; 3. Query the arrears; 4. Cancel the card. 1, looking for a bank. First, find the nearest bank service hall online, and then take your ID card and bank card to the nearest bank service hall to queue up. 2. apply. Fill in the Business Application Form at the bank counter, apply for the cancellation of the card, and inform the bank counter staff of the reasons for canceling the bank card. Then hand over the bank card, ID card and business application form to the staff. 3. Query the arrears. The counter staff will first check the bank card to be cancelled in the banking system to see if there is any bill or business outstanding. If it is found that there are loans or annual fees that have not been settled, and the wealth management investment products are still in use, the cardholder will be told to pay off the loans or annual fees and withdraw the wealth management investment before canceling the card. If there is a balance in the card, you will be asked whether to transfer the balance. At this time, you need to transfer the balance first and then cancel the card. 4. Cancel the card. After the balance is transferred or the payment is made, the bank card can be cancelled. 2. The process of logging in to online banking to apply for account cancellation is: 1, and the arrears are queried; 2. Log in to online banking; 3. handle business; 4. Cancel the card. 1, inquire about arrears. Use online banking or mobile banking to check whether there is any arrears. If there are problems such as arrears, deal with them in time. 2. Log in to online banking. Open the issuer's online banking, enter the account password, and log in to the personal account center. Select "Bank Card Management" and find "Cancel Bank Card". 3. Apply for business. Click "Cancel Bank Card" and select the bank card to cancel. Select mobile phone verification code or online banking dynamic password for identity verification, and fill in the information such as the reason for card withdrawal after verification. Finally, submit the card withdrawal application and wait for the system to approve the card withdrawal application. 4. Cancel the card. After the approval, the card was successfully cancelled.

This concludes the introduction of how to cancel the Bank of Communications credit card and how to cancel the use of the Bank of Communications credit card. I wonder if you have found the information you need?