This card has two levels: gold card and platinum card. The standard platinum card has an annual fee of 580 yuan per card. It is free of charge for the current year when a total of 10 card purchases and cash withdrawals are made (no limit on the amount) in each card year. Annual fee. The annual fee for the Gold Card is RMB 160 per card, and the annual fee for that year is waived for a total of 3 purchases and cash withdrawals (no limit on amount) in each card-holding year.