What does a credit card gold card mean?

A credit card gold card means that the credit card applied by a user belongs to the gold card level, and the credit line of a credit card gold card is generally between 1, yuan and 5, yuan, but the actual credit line needs to be determined according to the application materials submitted by the user. You can apply for a credit card through different channels, such as mobile banking, bank official website, bank counters, etc.

generally, it takes about 3 days to get the card after the credit card application, and the user needs to activate it after getting the card. The activation method is standardized on the envelope of the mail, and the user can choose one of them. It is worth mentioning that the transaction password and inquiry password need to be set when the credit card is activated.

the credit card can be used after activation, but it must be repaid on the specified repayment date after use, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more the penalty interest will be. Moreover, after the deadline, the bank will upload the overdue records to the credit information center, which will lead to the deterioration of personal credit information.

In fact, when the credit card cannot be returned on time, users can use installment repayment or minimum repayment amount, which can reduce the monthly repayment amount and avoid overdue. However, the use of installment repayment must meet the minimum repayment amount stipulated by the bank, and it can be returned in advance after installment.

what is a gold card

a gold card is a bank card with special rights, including credit card, gold card and debit card. Among them, the credit card gold card is an advanced credit card. The credit limit is higher than that of ordinary cards, and there are more related rights and interests, and the annual fee is higher. Debit card gold card is a kind of advanced debit card, which mainly enjoys the rights of business handling fee reduction, annual fee exemption, queue exemption and so on.

debit card gold card means that users can apply for debit card gold card after becoming VIP customers of bank cards. In addition to conducting business through VIP channels, you can also enjoy some value-added services provided by banks. A credit card gold card refers to a credit card with a quota of 1,-5, yuan. This card has certain authority, and the annual fee can be reduced or exempted through consumption.

In short, whether it is a debit card or a credit card, you must meet the application conditions of the bank before you can apply.

1. Application

It is suitable for making VIP gold cards, membership gold cards, discount gold cards, business card gold cards, etc. In addition, the card is especially suitable for making various commemorative cards and long-term collection of commemorative cards, such as wedding, school celebration, opening, meeting, retirement and other special commemorative activities.

In today's globalization, the competition among enterprises is becoming more and more fierce. The brand effect of enterprises has played an important role. Equipped with personalized high-grade metal business cards can highlight the connotation of corporate culture. It gives people a good visual atmosphere and is a symbol of identity. It can make the other party deeply remember you and your products.

blend modern design concepts to show the ultimate style. Extraordinary creativity, noble and elegant, with collection and gift value. Can be used for business gifts, advertising gifts, etc.

II. Classification

According to materials, it can be divided into pure gold cards, plastic synthetic gold cards, alloy cards and PVC gold cards;

according to the purpose, it can be divided into: business purpose, banking purpose, gift purpose, and value-added purpose (gold card only);

Third, the difference between electrophoresis gold card and imitation gold card

Imitation gold card: the color of the card is dim, and the card surface is easy to fade and scratch after a long time. The real gold card was only golden at that time, and its color gradually disappeared as time went on.

electrophoresis gold card: manufactured by the latest technology. Its color is as bright as real gold. Unique relief three-dimensional sense and double texture show the noble taste of metal VIP card. And can keep the characteristics that the product never fades. The principle of electrophoretic plating is similar to adding an antioxidant oxide layer on the surface of a gold card, which plays an indelible role. Member Gold Card

Member Gold Card: It is a kind of gold card. It has a unique three-dimensional relief and real gold color. The membership gold card is made of precious metal materials, 18K and 24K real gold surface treatment, and refined by various traditional technologies and modern advanced technologies. Integrate modern design concepts and show the ultimate style. Extraordinary creativity, nobility and elegance give people a good visual atmosphere and are a symbol of status.

member gold cards are available in gold, silver, purple, blue, tan and other colors. There are also hollow lace types, luxury blockbusters and exquisite ladies. Novel, personalized, gorgeous and upscale.

24K gold-plated business cards: various colors, lace; Elegant and noble, king style. Reflect identity, status and strength. Now more and more companies and enterprises, including all walks of life, are actively customizing membership gold cards to promote their brands and services and let consumers handle their membership gold cards. The membership gold card also effectively plays the role of publicity and promotion.

metal business card: made of pure copper, as thin as paper, as tough as steel and very elastic.

gold card style: electrophoretic metal cards include spot color background series, color dot series, gold-plated laser shading series, gold-plated fine dot series, gold-plated matte shading series, fine dot image series, etc., and can also be produced according to design drawings provided by customers.

what does gold card mean?

a gold card is a type of credit card.

compared with ordinary cards, gold card holders can enjoy more credit card discounts and conveniences. For example, overseas, gold card holders provide free emergency replacement cards and other services. For another example, the maximum amount of gold cards is 5, yuan, and the maximum amount of general cards is 1, yuan.

The gold card has a golden face, and the approval is relatively stricter than that of the ordinary card. The preferential treatment you enjoy should be good, and the quota is generally 1w~5w, and the annual fee can be waived.

the gold card level of the postal bank means that the customer belongs to the basic gold card customers in the postal bank. The gold card of the Postal Bank can enjoy priority service, the SMS notification of the gold card is free, and the gold card transfer fee can also be reduced.

The specific standard is that a single individual customer (confirmed by his personal ID number) can apply to become a green card VIP gold card customer of the Bank if his financial assets in the Postal Savings Bank in the past quarter have been converted into RMB 5, yuan or more.

Gold card treatment of Postal Bank:

1. Exclusive financial space: you can enjoy VIP room service and priority service in Postal Savings Bank.

2. Professional financial services: Enjoy the due reminder service of various financial services and loans of the Postal Savings Bank, and have a special account manager to provide financial consultation for users.

3. SMS notification service: When the funds in the bank account change, you can enjoy free SMS service.

4. Many discounts on handling fees: You can enjoy many discounts on handling fees.

credit card grade type:

1. general card:

people who apply for a credit card for the first time or have poor financial strength can apply for a general card first, and there is basically no annual fee, or they can be exempted after several swipes, and the amount is generally below 1w.

2. Platinum Card

serves high-end users' credit cards, and the approval is strict. The personal annual income must be at least 2w, and sometimes it is necessary to deposit assets in the handling bank.

3. The diamond card

is a higher grade than the platinum card, which requires higher status of the card holder, and most of them can be handled by successful people. Therefore, the diamond card has a higher quota, which can show the distinguished status of the cardholder. Cardholders are required to earn more than one million yuan, and the amount is also one million yuan.

what's the difference between a credit card and a general card? 1. Credit card benefits Gold card benefits are better than ordinary cards. Gold cards will have more discounts, full reductions and other benefits when swiping cards, while Puka cards will enjoy less benefits when swiping cards. 2. Annual fee Because the grade of the gold card is higher than that of the Puka, the annual fee of the gold card will naturally be higher than that of the Puka. However, the annual fees of gold cards and ordinary cards in general banks can be reduced or exempted, so there is little difference in annual fees. 3. Quota Although the credit card, gold card and general card are generally below 5, yuan, the general card is generally lower than the gold card. Many people apply for a general card, the amount is below 1 thousand yuan, while applying for a gold card can reach more than 1 thousand yuan. 4. Application conditions The application threshold for Puka is lower than that for Gold Card. Puka can apply as long as you are old enough and have a stable job and income. If you want to apply for a gold card, the income requirements for the applicant will be higher. Applicants' income must meet certain conditions before they can apply for a gold card.

what is a gold card? ?

Gold card is a kind of bank card with special rights, which has two forms: credit card gold card and debit card gold card. Among them, the credit card gold card is a high-level credit card, the credit line is higher than that of the ordinary card, the related rights and interests are more, and the annual fee price will be higher. Debit card gold card is a kind of high-level debit card, which mainly enjoys the rights of business fee reduction, annual fee exemption, queue exemption and so on.

Let's stop here for the introduction of the credit card gold card.