Usually it takes about a month to apply for a China Merchants Bank credit card. Whether the credit card application is approved or not is mainly determined by the income certificate and property certificate. Good income certificate and property certificate can increase the probability of approval.

To apply for a bank credit card, the detailed information required is:

1. Proof of identity:

Usually an ID card (if you use a new version of the ID card, you need to Copies of both sides), military personnel need to provide a copy of their military ID;

2. Work certificate:

It can be the original work certificate issued by the unit where you work (please specify the specific company name, department, position and income, and stamped with the company seal or personnel seal), or a copy of the work permit/plate;

You can optionally provide the following information: Proof of financial resources can be bank salary records , or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other materials that can prove your financial level.

Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.