Hello, the credit card gold card limit is generally 50,000. As long as the card limit is lower than 50,000, it can be increased to 50,000 at most. Of course, it is impossible to determine the amount of each increase. The bank will decide how much to increase according to the audit results. This manual intervention cannot be performed. Therefore, users need to keep good credit records and consumption records for a long time, which is conducive to credit card withdrawal. After the credit card gold card quota is increased to 50,000, users can only apply for a higher level card if they want to withdraw cash. The upper limit of premium card is greater than 50000.

1. The standard for banks to handle credit card business is to first ensure the repayment ability of users, and then try to meet the capital needs of users. Therefore, when a bank opens a credit card gold card, it will ask customers to provide a series of data such as income proof, asset guarantee and historical credit record to prove the user's solvency. In the following two cases, banks will consider increasing the overdraft limit of personal credit cards: stable work and timely repayment (such as administrative personnel and staff of public institutions); High income and high overdraft limit requirements (such as foreign company executives and senior white-collar workers). Maximum limit of credit card and gold card

2. After understanding the decision method of credit card gold card amount, let's talk about the upper limit of credit card gold card amount. Taking recruitment behavior as an example, the floating range of various cards is: Puka: 10000- 10000, where there is no gold card, 50000;

Gold card: 10000-50000, and only gold cards are available for city cards, with an amount of 5000-50000; Platinum card: 50000 plus temporary limit. Basically, it is more than 60,000 yuan, and more than 200,000 yuan is similar. Although the lower limit of credit card gold limit of CITIC Bank, Bank of Communications and Agricultural Bank is different, the upper limit is 50,000 yuan.

3. The gold card brings not only the charm of the card surface, but also its special rights and interests. With the gold card, you can immediately see that you are a high-end customer of the bank, not an ordinary customer. However, applying for a gold card still needs to meet certain conditions, but the standards of each card issuer will be different. Generally speaking, to apply for a bank card and gold card, you need to have at least 200,000 deposits in your account. It can be seen that ordinary people cannot afford it. Gold card, also called VIP card, as its name implies, can enjoy VIP service. When handling banking business, holding a gold card can avoid waiting in line and enjoy the green channel of giving priority to handling business. You can go directly to the VIP customer service area or VIP service window set up by the bank to handle business directly.

4. Gold card users can enjoy exclusive financial services in addition to preferential services. The bank will set up a special account manager reception service for gold card customers. Whether it is wealth management, deposit or other business, there will be a special one-on-one service. In addition, gold card users can be exempted from many bank charges. For example, inter-bank transfer, off-site withdrawal service fee, account management fee and annual fee.