Credit card holders of China Minsheng Bank can use the credit card for cash advance transactions on the basis of normal credit card status (activated, unfrozen, unlocked and sufficient balance). However, the amount of this credit card transaction is different from that of non-cash credit cards, so you can't enjoy interest-free treatment, and the handling fee is charged:

1. Handling fee: bank-0.5% of cash advance, with a minimum of 1 yuan; Inter-bank-1% cash advance, minimum 1 yuan;

2. Interest: 5/10000 per day since the cash advance trading day, with compound interest on a monthly basis.