1. If a customer applies for a credit card and is temporarily unemployed, I can choose not to fill in the company phone number on the application form, and then choose a freelancer in the field of work. I can attach other application materials, such as real estate license, proof of automobile driving assets, and proof of financial resources, such as certificates of deposit and certificates of deposit with large denominations, to improve the pass rate of credit card review. Credit cards are not only provided to people who have jobs, as long as customers have good personal credit and can provide enough economic income information to prove that they have sufficient repayment ability. Customers can also contact the customer service department of the bank for a solution. If the customer has a temporary worker, he can also choose to fill in the company's temporary worker contact number. Be careful not to fill it in at will, otherwise the bank will probably refuse to approve the card once it finds that the information submitted by the customer is inconsistent with the real situation during the credit card review process.
2. If you apply for a credit card online: If you are applying for a credit card of China Merchants Bank, but you don't have your company phone number, you can try to fill in your home phone number. Whether to approve or not depends on the system audit results.
3. Fill in the name of the work unit when applying for a credit card: the bank applying for a credit card will ask someone to fill in the name of the work unit. Just be loyal to the full name of your worksheet.
The most important condition for applying for a bank credit card is that 18-60 years old has a stable job and income. The necessary application documents are copies of identity certificate and work certificate. It will be helpful to the bank if you can provide other financial documents. Understand your personal situation and your judgment on the credit limit.
The specific application materials are as follows:
(1) Identification: It is usually an ID card (if you use a new ID card, you need a copy before and after), and soldiers need to provide a copy of their ID cards;
(2) Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company seal or personnel seal), or it can be the original verified by the guarantor and a copy of the indicated work permit;
(3) Proof of financial resources: it can be salary records and income tax withholding certificates issued by banks, or documents proving the market value of houses, automobiles, deposits, investments, etc. (such as photocopies of real estate license/vehicle license/bank deposit certificate), as well as materials proving personal financial resources. Other reference documents include: personal account list of social insurance in recent 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
4. When applying for a credit card, the company's postal code: fill in the postal code of ICBC's credit card information unit and the postal code of the company's location. The postal code of the credit card application is used to send the credit card; The specific postal code can be queried online or at the local post office.
Postal code: Postal code consists of numbers, which represents the special code of the post office where the mail is delivered.
How to fill in the postal code of the unit that handles credit cards?
1, fill in the postal code of the credit card information unit, and fill in it according to the postal code where the unit is located.
2. The postal code of the credit card application is used to send the credit card.
3. The specific zip code can be inquired online or at the local post office.
Extended data:
Postal code structure:
China postal code adopts four-level six-digit coding structure. The first two figures represent provinces (cities, autonomous regions); The first three digits indicate the postal area; The first four digits represent counties (cities); The last two digits indicate the office.