The credit line of CCB is generally lower than that of private joint-stock commercial banks.

Your salary of 3000 yuan is really too small, so approve 2000 yuan.

You can open it first and then apply for increasing the credit limit later.

Your card is free of annual fee in the first year, and it will be free of annual fee in the second year after swiping it three times.

2000 yuan can be withdrawn from 600 yuan, but it is not recommended to withdraw money.

The withdrawal fee is 0.5%, and interest-free treatment is not enjoyed.

If you want to increase the quota, you need to comply with the following conditions:

First, always use your card, and it is best to use up the limit frequently, so that the bank will know that your limit is not enough.

Second, timely and full repayment shows that you have good repayment ability, which is the premise of increasing the quota.

Third, use less revolving credit, that is, use less minimum repayment.

Fourth, put an end to bad card use records, repay on time, and repay the minimum repayment amount on time and pay interest if it cannot be repaid in full. (This item is very important. If the landlord forgets to pay back the loan, or forgets to pay back the odd amount when paying back the loan, even 1 cent will bring bad card use records. )

V. Card opening time is 180 days (6 months).