Credit cards can be used to activate online banking, and there is no charge for using credit cards to activate online banking. But in fact, it is not necessary to open online banking with a credit card.

The main function of a credit card:

It is used to withdraw cash, but it is recommended that you do not do this. Because there is a surgery fee.

2. Used to swipe cards to buy things.

So there is no need to activate online banking for credit cards.

Extended information:

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

The credit card stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on lt; the People's Republic of China and the Criminal Law of the People's Republic of China; and the relevant provisions on credit cards") refers to a credit card issued by a commercial bank or other financial institution. An electronic payment card issued by an institution with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1][2]. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Reference: Baidu Encyclopedia-Credit Card