CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.

The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.

Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.

The CITIC Platinum Card will charge an annual fee after the regular card is upgraded to a Platinum Card, and it cannot be offset with points, and it will be deducted after the user confirms the upgrade, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operations, independent accounting, corporatization and professional management of credit card business.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion of CITIC Bank’s loan business. In many cases, you can apply for installment payment for personal credit loans. , if the cardholder's current bill amount reaches more than 800 yuan, he or she can apply for interest-free installment payment.

However, the bank’s re-instalment payment requirements cannot be used for purchases that have been made in shopping malls and have been made after a single installment.

It should also be noted that holders of CITIC Bank credit cards can apply for interest-free installments within three working days from the current statement date to the repayment date.

If an individual wants to use the payment method after installment, he cannot change it again after determining the number and amount of installments. This requires attention. In addition, be sure to repay the loan on time to avoid more bad credit.

As one of the pioneers in the domestic credit card industry, CITIC Credit Card achieved remarkable results in 2006, with business indicators such as card issuance volume, transaction volume, and business income all reaching record highs. With CITIC Magic Gold Card, "Air China Philanthropy" CITIC Credit Card, CITIC 2006 FIFA World Cup Mastercard, CITIC I Card, CITIC Mecoxlane co-branded card, CITIC Lufthansa Mall co-branded card, CITIC Xindaxin co-branded card, CITIC Netcom co-branded card, CITIC Telecom The debut of new products such as V-Card co-branded cards, the full launch of CITIC's shopping mall installment business and mail-order installment business in cooperation with Gome and Suning, two national home appliance chain giants, the comprehensive upgrade of ten platinum card services, and "special discounts on shopping mall installments" The brand image of CITIC Credit Card has been rapidly improved and won high praise from all walks of life and customers through the innovation of a series of services such as exclusive "closed store promotions" and CITIC business travel services.

In 2006, CITIC Credit Card won the title of "China's Ten Most Trustworthy Banks in 2006" in the third "World Financial Laboratory Annual Awards" sponsored by World Managers Weekly, World Financial Laboratory, and Wall Street Telecom. "Big Bank Card" Award; in the "China Credit Card Industry Observation and Evaluation" sponsored by Hexun.com, CITIC Credit Card stood out from 14 banks and won the award due to its excellent performance in fees, card services, functions and value-added. It ranked second overall in the 2006 China Credit Card Evaluation and won the excellence-level "2006 Best User Experience Award in the China Credit Card Evaluation". With its unique product design and personalized service functions, CITIC Magic Gold Card was awarded the "Most Valuable Women's Credit Card Product Award" by VISA International Organization and the "2005-2006 China Outstanding Marketing Award" hosted by the Economic Observer. The third prize in the industry; CITIC Platinum Card was selected into the 2006 "China's Top Brands List"; the CITIC Bank Credit Card Customer Service Center won the title of "2006 China's Best Call Center" for its thoughtful and meticulous service...

Provide customers with a A safe, fashionable, caring and distinguished credit card is the unremitting pursuit of CITIC Credit Card.

In addition to the basic functions of a general credit card, CITIC Credit Card also provides "24-hour global 800 toll-free customer service hotline", "24-hour mobile SMS notification service", "free accidental hospital admission medical insurance", "free global travel traffic accident insurance", etc. A number of domestically pioneered and functionally leading personalized services.

Faced with fierce market competition, CITIC Bank Credit Card Center will continue to adhere to the business philosophy of coordinated development of efficiency, quality and scale, uphold the belief of continuously improving product functions and service levels, and provide our customers with safer, more Fast, value-added credit card & repayment, and strive to build CITIC Credit Card into a first-class financial services brand