The grace period for Industrial Bank credit cards is 3 days.

In accordance with Article 14 of the "China Bank Card Industry Self-Discipline Convention", Industrial Bank provides its credit card holders with a 3-day grace period for repayment. At 24:00 on the third day after the repayment date: Repayments recorded before 00 are deemed to be repaid on time. If the repayment exceeds the grace period, the overdue repayment record will be reported to the central bank for credit reporting

In order to ensure that the repayment amount is recorded before 24:00 on the third day, it is recommended that Industrial Credit Card holders use the information provided by Industrial Bank The Bank's repayment methods, such as the Bank's online banking transfer repayment, the Bank's ATM card transfer repayment, the Bank's over-the-counter cash repayment at the Bank's business outlets, the Bank's mobile banking transfer repayment, etc.