It usually takes about a month from application to issue a credit card, and it can take as short as about a week to issue the card. When applying for a credit card, it is often more convenient to apply through online channels. When applying for a credit card, the credit card issuance conditions of different banks are different. So which credit card banks are faster to get the card? Let’s find out together.
What are the credit card banks that can issue cards faster?
1 Postal Bank Credit Card: The applicant for the main card must be between 18 years old and under 65 years old (including 65 years old). Applicants for supplementary cards must be residents of mainland China who are over 16 years old.
2 Ping An Bank Credit Card: Which credit card can be applied for if the principal cardholder has a large annual debt and is between 20 and 65 years old (inclusive), and the supplementary cardholder is between 14 and 65 years old (inclusive). The following information is required for new household application: credit card application form; valid resident ID card; and employment certification documents. Whether the application is successful in the end is subject to background review.
3 Construction Bank Credit Card: Natural persons who have full capacity for civil conduct, are over 18 years old and under 70 years old, have a stable career and income, have good credit status, and have the ability to repay principal and interest on time can apply. When applying for a Dragon Card personal principal card, the final approval result will be subject to actual approval.
4Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Have a stable job and income; have good credit, and it is best not to be overdue.
5 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners must be over 25 years old (inclusive). When applying, a credit card application form must be provided, and a valid resident certificate must be attached. ID card and employment certificate. It is recommended to add some proof of financial resources to help with credit card issuance and increase the limit. If you are over 14 years old (inclusive), it is recommended to apply for an additional card.
6 Bank of Communications Credit Card: Applicants for the main card must be between 18 and 60 years old (if applying for the card through branch channels, please consult the local counter staff for details) and have full capacity for civil conduct; applicants for the supplementary card must be between 18 and 60 years old. If you are 11 years old or above, there is no upper age limit. The details will be subject to the policies and review at the time of application.
7 CITIC Bank Credit Card: The main card applicant is between 18 and 65 years old, and the supplementary card applicant is between 16 and 75 years old, and is a natural person with full capacity for civil conduct.
8 ICBC Credit Card: To apply for a credit card, you must be over 18 years old, have full capacity for civil conduct, work or live permanently in the location of the card issuer, and have a stable income above the local average. It will be reviewed based on your comprehensive assets and other conditions, and the final approval result shall prevail.
9 Guangfa Bank Credit Card: The main cardholder is 18~65 years old, and the supplementary cardholder is 16~65 years old; there is a Guangfa branch in the place of work/residence; the annual pre-tax income reaches the local average level; the education level is in high school or above The following applicants need to have worked in this unit for at least 1 year.
10 Agricultural Bank of China Credit Card: Individuals who are over 18 years old, have full capacity for civil conduct, and have good credit standing can apply for a personal main credit card from the card-issuing bank with their valid identity documents and relevant information. The main cardholder can also apply for a supplementary credit card for individuals over 14 years old.
Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. 9 points can be redeemed for Starbucks, Haagen-Dazs and other value-for-money gifts. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant gold discount gift pack if they meet the standard. Apply for this card. Minsheng Bank Credit Card is easy to apply for. The credit limit is high and there is no annual fee to apply for this card. The first purchase of Shanghai Pudong Development Bank Credit Card will give you a PLUS membership annual card. Apply for this card. New China Merchants Bank Credit Card Account will receive a 2-year JD.com Plus membership for any purchase. The maximum credit limit is 50,000 yuan. Apply for this card. New Guangfa Bank Credit Card Account will receive a one-year JD.com PLUS membership. Apply for the Dian Nian Card. Bohai Bank Credit Card. This card does not have an interest-free repayment period, and interest is calculated on a daily basis with a daily interest rate of 0.05%.
Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card. Guangfa American Express Life+ Card· Up to 10% cash back for online shopping, universal application for this card from 1 mainstream e-commerce companies
After successfully applying for a credit card, remember to use it in accordance with bank regulations. Use of credit cards in violation of regulations will lead to a reduction in the credit card limit, and will also affect the tax collection Otherwise, the credit card may be deactivated.