In May 2009, the China Banking Regulatory Commission stopped credit cards for college students.

Nowadays, there are those that cooperate with schools. That is, at the beginning of each year, banks will go to the school to apply for cards uniformly. The procedures are relatively simple and can be applied for collectively. In the past few years, many banks would go to schools to handle the procedures. Because of this, the procedures were too simple and caused great repayment risks, so they have basically stopped now. Only China Construction Bank and Industrial and Commercial Bank of China in some areas still provide such unified processing, but they generally choose key famous universities in more economically developed areas, and the quotas given are not high.

I suggest you ask your school if there is still such a unified card application. If your school does not have such a unified card application, it will basically be difficult to apply for a credit card because there are policies from the China Banking Regulatory Commission.

There is another way, that is, your parents apply for a main credit card, and then apply for a supplementary card for you. The limit is unlimited, the repayment is done by the main cardholder, and the credit record is recorded. In the name of the principal cardholder. Generally speaking, except for the four major banks of China Construction Bank, the quotas of other banks will be relatively high.