Writing ideas: You can use the form of narrative and discussion. "Narrative" is to narrate touching storylines or characters or words, and "discussion" is to express your feelings. It should be organized in a layered manner. My feelings are pushed to the peak step by step and sublimated. The narrative is a brief description, capture the key points, and cannot be too long, otherwise it will be suspected of filling the word count. Furthermore, this will also affect the structure of the article.

Text:

Betting your youth on tomorrow is the current living situation of most people. Home loans and car loans are overwhelming. In such a materialistic society, some new industries have gradually emerged that can satisfy your current life. Credit cards and small loans have been born one after another. Their birth does bring convenience to people, but it also brings a lot of trouble accordingly.

With the birth of credit cards and small loans, more small financial institutions slowly appeared. After they were unable to occupy a place in adult society, they pointed the finger at school students. To be honest, the discerning ability of school students is still not outstanding enough. After all, the social experience is not that rich, so it has become the first choice for these people. In such an environment, "campus loans" emerged spontaneously.

College students in school are really a mixed bag. Many of them have prominent family backgrounds, many are poor, and most are just average. After all, there are still many ordinary people. In such a large environment, it has a subtle influence on most people, and the comparison mentality is most vividly reflected among college students.

Why campus loans can develop in universities is largely due to students’ comparison mentality. In order to satisfy their own vanity, many female college students go to beauty salons and buy brand-name bags and brand-name cosmetics. Male students buy expensive electronic products, sneakers, etc. just to save face, but not every family can afford such consumption. Campus loans have been recognized by the majority of students and developed due to their lowest threshold, but once you get involved with this thing, it may be your eternal nightmare.

Because of the problem of campus loans, many irreparable losses have occurred in recent years. A recent case occurred in Hangzhou, which was caused by a campus loan scheme. One college student jumped to his death and another was injured. Three others were rescued after committing suicide. Some of the affected students dropped out or suspended their studies. Although the case has been solved, campus loans are still "rampant". Spend rationally and stay away from campus loans.