Students can only use the bank card after bringing the original ID card to the business hall for activation.
If you don't want to use a bank card, as long as you don't open the card, the card will be automatically cancelled after one and a half years, and no additional fees will be incurred. If it is opened for use, the annual fee for small account management is generally charged every year.
The construction bank card issued by the school belongs to the "green channel" provided by banks for "big customers" such as enterprises and institutions.
The two sides signed an agreement. As long as the cardholder's valid ID number and name are provided, the bank can handle bank cards such as savings cards in advance, eliminating some auditing procedures and not asking the cardholder's wishes.
The identity information of students is generally obtained by the school through the information form of college entrance examination candidates filled out by students, and the bank also recognizes its authenticity, so a copy of the student's ID card is not needed.
Extended data
From a legal point of view, it is illegal to send a bank card in the university admission notice book.
Citizenship information belongs to personal privacy, and the provision of student identity information by schools to commercial organizations, regardless of their motives, constitutes civil infringement.
In addition, students can choose different banks, but the school signed an agreement with a bank to handle cards in batches, depriving students of their right to choose, which violates the relevant provisions of the Commercial Banking Law and belongs to unfair competition.
Whether the bank card is activated or not is a typical compulsory consumption behavior, and both schools and banks are responsible.
People's Daily Online-It is an infringement for colleges and universities to give bank cards to freshmen privately, which is suspected of illegally providing student information.
How to activate the construction bank card?
The savings card does not need to be activated, and it can be used after processing. Bank card processing: 1. Processing conditions: to apply for a bank card, you must be over 16 years old, and 16 years old must be accompanied by a guardian. Second, the information needed to apply for a bank card: to apply for a debit card, you need to prepare an ID card. Third, the processing steps: 1, bring my ID card to the bank; 2. Tell the lobby manager that I want to apply for a bank card, and she will teach you to fill out the form; Fill in the form and give it to the counter. After completing the formalities at the counter, you will be asked to set your password and finally get a bank card.
Should the construction bank card issued by the university be activated? How to activate?
If it has not been activated, you must activate it first.
The activation steps are as follows:
1. The bank card issued by the university should be a savings card, and you must go to the corresponding bank business hall with your ID card.
2. Go to the bank to find a consultant and tell them that you are here to activate the bank card.
They will give you a form, fill it out as required, and start related business.
4. Or directly let the staff handle it through the intelligent teller machine. Now banks basically have intelligent teller machines, which is very convenient.
5. If the credit card is activated, you can log in to the bank's online banking and set the corresponding card opening and password.
Excuse me, how to activate the school's CCB card?
CCB cards issued by schools are generally savings cards. CCB will set up a branch in the school. You can activate it in the CCB business hall with your card and ID card. China Construction Bank was established in June 1954+ 10/0/. Is a joint-stock commercial bank, one of the top five state-owned commercial banks.
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