What should I do if I swipe my credit card with pos machine and it doesn't arrive?

1. If the settlement method is T1

, it will arrive on the next working day, and the holidays will be postponed. Because there are a few days of transactions accumulated, the amount of data is large, so the arrival time after the holidays will be a little late, so just wait patiently. In addition, swiping a card after 8 pm is likely to be counted as the next day's transaction, and it will not arrive until the third day.

2. The reversal transaction is unsuccessful

Sometimes the cardholder receives a debit message after swiping the card, but the pos machine does not have a receipt. In fact, this transaction is unsuccessful. Generally, the cardholder will receive a refund message within 48 hours, so the merchant will not receive the account.

after the POS machine swipes the card, the funds finally flow back to the merchant account. After the user swipes the card through the POS machine, the information of the consumption amount will be sent to UnionPay. After the settlement of UnionPay is confirmed, the bank or a formal third-party payment institution will directly transfer the fee to the merchant's account through the clearing center of UnionPay.

Extended information:

After the transaction was generated, when UnionPay initiated capital settlement, the funds were first settled into the account of another group or individual from the clearing center of UnionPay or a third-party payment institution, and the account holder or holding group made the second settlement.

after the liquidation, the funds will finally return to the merchants. One of them is to take an extra step. Then, by analogy, the three clean-ups and even the four clean-ups mean that the consumption funds have gone around from more strange accounts.

calling to activate the credit card said that you didn't see and sign it yourself?

Hello, if you apply for a credit card for the first time, you need to go through the formalities at the bank counter to activate it, that is, the so-called "three clears".

What is the meaning of "three clears" in a credit card?

Generally speaking, the "one clear, two clear, three clear" in a credit card refers to the number of capital flows, which means that individuals directly connect with banks or enterprises that have obtained third-party payment licenses issued by banks, such as UnionPay and Lacarra. The second clearing refers to the circulation procedure that an individual pays a third party, and the third party goes through the bank, which is generally risky, because it is easy for the third party to run away with money. The third clearing means that the funds go through the individual-Zhang San-Li Si-bank, and there are two third parties in the middle, which is even more risky.

At present, there are many POS machines in the market. One cleaning machine can be distinguished from the registered capital of other companies, valid certificates and capital settlement method.

—— Lacarra pays

What are the three documents of the credit card

When handling the credit card, the issuing bank must personally see me, the original application materials and the signature. According to Article 38 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks issued by China Banking Regulatory Commission, "the issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements to be submitted, and the application materials must be signed by the applicant himself, and the card shall not be issued without the customer's knowledge or against the customer's wishes.

This is the end of the introduction about the credit card three-clearing and the credit card three-clearing. I wonder if you found the information you need from it?