After the credit card is frozen, there will be a repayment bill date. The credit card freeze means that the credit card cannot be used, the credit card cannot be used for consumption, the cash cannot be withdrawn, the installment cannot be handled, and the repayment function is still unaffected. If the credit card is not repaid within the specified time after freezing, it will be overdue, resulting in bad credit and inability to handle any bank's credit business. 1~3 months without repayment, you will receive a call from the bank. After more than three months, if the bank fails to repay many times and the amount is large, it will be characterized as malicious overdraft and the bank will sue the court. After being enforced by the court, the relevant departments will seal up and auction the assets of the untrustworthy person. If you become a person who is untrustworthy, you will not be able to enjoy high-consumption services, take planes and high-speed trains, and your children will not be able to go to colleges and universities.