1. Credit card billing date is the date of credit card billing. On the billing date, the bank will provide the cardholder with a credit card statement, which indicates the credit card consumption from the previous billing date to the current billing date, reminding the cardholder how much money should be paid before the due repayment date.

2. The credit card repayment date is the last repayment date of last month's consumption. On this day, you need to pay off the credit card limit used last month. If the debt is not paid off on the last repayment date, interest or liquidated damages will be generated, and personal credit information will also be affected. In addition, most banks support the minimum repayment amount, which will not affect personal credit information, but will still generate interest or liquidated damages.

3. There is a big difference between the billing date and the repayment date, one is the reconciliation settlement date, and the other is the final repayment date. For example, if the billing date is 6th, the billing date is 7th of last month to 6th of this month, and the repayment date is 23rd, then the cardholder needs to pay off the bill from 6th to 23rd, and 23rd is the final repayment date. Under normal circumstances, banks will also provide cardholders with a repayment grace period ranging from 1 to 4 days. The specific grace period needs to be consulted with the issuing bank.