You can apply if you are over 18 years old, have a stable job income, and have good credit. Currently, there are two main ways: one is to apply online and the other is to apply at a branch.

To apply online, you can log on to the CCB credit card website, home page - click "Credit Card Online Application". The procedure is relatively simple, and there is no need to submit additional proof of financial resources. The bank will focus on the property of the landlord, social security, provident fund, personal tax, personal credit, etc., which can be checked online. There is a CCB online banking shield (like a USB flash drive). Approval will be completed within five working days at the earliest, and no interview is required. If you don’t have an online banking shield, it usually takes about 10 days for approval, and then you can bring your ID card to the branch for an interview. If these are not paid much or have not been paid, this method is not very recommended.

For online processing, you need to bring your ID card, proof of work income (work permit from the unit, proof of employment, tax bills for the past three months, social insurance policies, provident fund bills, etc.). Not all of these are required, please submit the ones you choose. ), if you can attach some proof of financial resources (for example, real estate, driving license or deposit), it will be very helpful for applying for the card and approving the limit. If the information is complete, the application will usually be approved within 20 working days (about a month).