The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit card The levels are divided into: platinum card, gold card and ordinary card; according to the issuing objects, it is divided into business card and personal card, among which personal card is divided into main card and supplementary card.

1. Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

2. Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China that gives the cardholder a certain credit limit and the cardholder can consume within the credit limit and then repay. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China and in Hong Kong, Macau, Thailand, South Korea, Singapore and other regions. It is settled in RMB and has functions such as transfer settlement, cash deposits and withdrawals, and credit consumption.

3. Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used in the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

Extended information

Advantages of bank cards:

1: Fully realize paperless transactions.

Most of the bills and documents used in the past were replaced by electronic checks, electronic money orders and electronic receipts; the original banknotes were replaced by electronic money, that is, electronic cash, electronic wallets, and electronic credit cards; the original paper The mailing of quality documents becomes transmitted through the data communication network.

2: The service is convenient, fast, efficient and reliable.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use online banking services whenever you need them, without being restricted by time or region, which means you can achieve 3A services (Anywhere, Anyhow, Anytime).

3: Low operating costs.

Because online banks adopt virtual reality information processing technology, online banks can reduce the number of business points without reducing the original business volume.

4: Simple and easy to use.

The online E-mail communication method is also very flexible and convenient, which facilitates communication between customers and banks as well as within banks.

Baidu Encyclopedia--ICBC Credit Card