How much is the annual fee for Platinum Credit Card?
Under normal circumstances, the annual fee of Platinum Credit Card is around 800-2000 yuan. For example, the annual fee of Bank of Communications Platinum Credit Card is 1 1,000 yuan/year; Annual fee of ICBC Platinum Credit Card is 2000/ year; The annual fee for the Platinum Card of China Everbright Bank is 1 188 yuan/year. Moreover, unlike ordinary cards, the annual fee of platinum credit cards cannot be exempted according to the cumulative number of swipes, and there are few preferential policies.
How to exempt platinum credit card from annual fee
So how can platinum credit cards be exempted from annual fees? In fact, considering this factor, major banks have also introduced many kinds of cards, and the annual fee policy is relatively loose, mainly including the following:
1. China Construction Bank standard platinum credit card, the annual fee of the current year is exempted when the credit card is spent 18 times (unlimited amount);
2. CITIC Visa signed credit card, and enjoy the annual fee-free discount within the validity period of the card;
3. CITIC I Platinum Credit Card is exempt from the annual fee in the first year, and the annual fee is reduced 12 times in the next year (including cash withdrawal);
4. China Merchants Bank Visa signed a full-currency platinum card, with no annual fee for life and no additional conditions;
5, Shanghai Pudong Development Bank Platinum Card, swiping the card for 6 times can reduce the annual fee for the following year;
6. Huaxia Bank Platinum Card is free in the first year, and 20,000 points will be exchanged for annual fees in the following year;
7. Guangfa Zhenshangbai Credit Card, if you swipe the card three times (inclusive) within 90 days after issuing the card, the annual fee for the first year is exempted for every 88 yuan (inclusive), and the annual fee for the next year is exempted for swiping the card 12 times or more (inclusive);
8. Everbright Business Travel Platinum Card. In the first year, the main card can deduct 500 yuan +65438+ million points; Deduct 200,000 points from the annual fee of the supplementary card; The next year, the main card can deduct 200,000 points; Deduct 200,000 points from the annual fee of the supplementary card.
After reading the above skills, I believe that everyone is no longer at a loss about how to avoid the annual fee for platinum credit cards. It can be seen that if you want to enjoy the preferential policy of free annual fee, you should mainly swipe your card more and make good use of your own credit card. Of course, I would like to remind you warmly that while maintaining the frequency of credit card use, we should always pay attention to the problem of credit limit to avoid bringing too much repayment burden to ourselves.