Conditions for handling China Everbright Bank Card
Basic conditions for applying for a credit card of China Everbright Bank: All China citizens, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan, who are 18-65 years old (inclusive), have legal and stable income and have a good reputation, can apply for a personal credit card master card from China Everbright Bank with their valid certificates.
if you apply for the credit card gold card of China everbright bank, you need to meet the following conditions on the premise of meeting the above basic conditions:
1. The annual income after tax exceeds RMB 1,, and you have a fixed residence at the location of the branch of China everbright bank.
2 He has held another bank's credit card for more than one year, and the PBOC has no bad credit line of more than 5,.
online application conditions for credit card of China Everbright Bank:
1. The main card applicant must be a natural person aged 18-65 (inclusive) with full capacity for civil conduct, with legal and stable income, and his personal credit report in China People's Bank meets the applicable conditions for issuing cards of China Everbright Bank;
2. The resident city has a business outlet of China Everbright Bank;
3. The selected card-handling city must be the location of your work unit or fixed address.
Conditions for handling the Platinum Card of China Everbright Bank Credit Card:
1. Customers with personal housing loans of more than 3, yuan (inclusive) and customers with personal businesses such as savings, wealth management and national debt totaling more than 2, yuan (inclusive) who have opened any account for more than 3 months.
2. There are non-operating passenger cars with a displacement of more than 2. in my name or a car price of more than 18, according to the vehicle entry standard.
3. People who have held the credit card gold card of China Everbright Bank (issued without guarantee) for more than one year and have a credit line of more than RMB 3, (inclusive).
4. He has held a credit card of another bank for more than one year, and the bank has no bad behavior, with a credit line of more than 3,.
5. leaders at or above the department level or people with the title of associate professor in institutions such as education, science, culture and health.
6. civil servants at or above the department level.
Application materials for credit card of China Everbright Bank:
1. Basic application materials for applying for credit card of China Everbright Bank: identification documents, such as ID card, military officer's card, police officer's card, pass or passport, etc.
2. optional submission materials
(1) proof of income: salary certificate and social security copy (paid for more than half a year).
(2) supporting documents: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, and original documents of telephone, water, electricity and gas charges of the current residence in the last three months, etc.
Is it easy to apply for the Sunshine Credit Card Gold Card of China Everbright Bank?
within one year, the average monthly balance of personal loans reaches 5, yuan (inclusive), and the repayment situation is good, with no bad records; The total consumption of Longka in one year is above 5, yuan (inclusive); The average monthly balance of CCB's financial assets (including principal++savings deposits, funds, treasury bonds, etc.) within one year is above 2, yuan (inclusive).
banks need different conditions to apply for a gold card. Take China Bank as an example:
1. The total financial assets in BOC are not less than RMB 2,;
2. The annual consumption of credit card is more than 5, RMB (excluding the consumption of house purchase, car purchase and decoration);
3. The loan amount in BOC is over 5, yuan. (You can apply for a gold card if one of the three conditions is met)
In addition, the other three banks of the four major banks need to apply for a gold card:
ICBC: the average daily assets for three months are not less than RMB 2,; ICBC has potential high-quality customers, etc., and can apply for a gold card as soon as the conditions are met.
agricultural bank of China: the average daily financial assets in 12 months reach more than RMB 1, (inclusive); If the monthly average financial assets or investment financial products reach more than RMB 1, (inclusive), you can apply for a gold card if one of the conditions is met.
CCB: the monthly balance of wealth management products of CCB exceeds 2, yuan (inclusive) within one year; The monthly balance of CCB loans exceeds 5, yuan (inclusive) within one year; In one year, the consumption of dragon card (excluding the large expenditure of buying a house and buying a car) is more than 5 thousand yuan (including).
the difference between China everbright bank sunshine credit card gold card and visa sunshine business travel credit card gold card is that the credit card gold card does not support foreign V-POS machines for credit card consumption.
1. Features of Sunshine Credit Card:
Password consumption is safe and reliable.
sunshine credit card has the unique function of spending by password, so it is safer and more reliable to swipe the card.
give back to customers, and be wonderful.
Sunshine Credit Card has a special customer enrichment reward program, which cooperates with various reward methods, so that you can get a reward for every expenditure and make your life more exciting. Detailed terms will be announced soon, so stay tuned.
repayment holiday is easy to have.
create a 5+1-day interest-free period and enjoy the repayment holiday easily. Cardholders can apply for repayment holiday service twice a year and enjoy long interest-free repayment period.
one card, two currencies, universal.
sunshine credit card is a dual-currency credit card. It can be used by special merchants who accept VISA card business in more than 24 countries and regions around the world, and withdraw local currency from more than 84 thousand ATMs with VISA logo around the world.
overseas credit card RMB settlement.
Sunshine Credit Card has opened RMB settlement business for credit cards in Hong Kong, Macau, Singapore, South Korea, Thailand and other places. Transactions conducted at merchants or ATMs with "UnionPay" logo can be settled and repaid in RMB. ++transaction, China Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, a withdrawal fee of 1% of the transaction amount in RMB is required, and the minimum is RMB in 15 yuan.
2. Features of Sunshine Business Travel Credit Card:
The repayment method is optional.
sunshine business travel credit card provides a variety of repayment methods, such as unified account repayment, financial POS transfer repayment, personal account related repayment, counter cash repayment, inter-bank ATM repayment and so on.
single currency and double currency are optional.
enterprises and institutions with different needs can freely choose credit cards with RMB single-currency accounts, RMB and USD dual-currency accounts and RMB and Japanese yen dual-currency accounts.
password signature is optional.
sunshine business travel credit card holders can choose to spend by signature or by password plus signature according to their own habits and risk preferences.
commissioned purchase of foreign exchange is optional.
For overseas++consumption of dual-currency credit card of Sunshine Business Travel Credit Card, you can apply for repayment by purchasing foreign exchange in RMB or directly repaying in US dollars through 95595, so as to save cardholders from the trouble of insufficient foreign exchange and exchange of foreign exchange.
what about the gold card of China everbright bank?
customers with savings deposits of RMB 1,-5, or assets such as treasury bonds and entrusted wealth management in China Everbright Bank with a balance of RMB 2,-5, at the end of three consecutive months are Sunshine Wealth Management VIP Zijin Card customers, RMB 5,-1 million are Sunshine Wealth Management VIP Gold Card customers and RMB 1 million or more are Sunshine Wealth Management VIP Platinum Card customers.
then go directly to the counter and apply for a gold card.
CHINAEVERBRIGHTBANK was established in August, 1992. It is a subsidiary of China Everbright Group, a ministerial company directly under the State Council, headquartered in Beijing, a financial enterprise approved by the State Council and approved by the People's Bank of China, providing customers with comprehensive commercial banking products and services.
in January p>1997, it completed the shareholding system reform, becoming the first national joint-stock commercial bank in China with state-owned shares and shares of international financial organizations.
on December 31, 212, China everbright bank had total assets of 2.28 trillion yuan and total liabilities of 2.16 trillion yuan, achieving annual operating income of 59.916 billion yuan and net profit of 23.62 billion yuan. In the "Top 1 Banks in the World" published by The Banker in 212, China Everbright Bank ranked 8th.
how to handle the credit card of China everbright bank?
Usually, the ways to apply for the credit card of China Everbright Bank are as follows:
1. Contact the credit card business personnel to apply for it.
Call the credit card service center of China Everbright Bank. Generally, the salesman will come to our door and ask us to fill in relevant information, including personal education, current work unit and telephone number, home address, contact telephone number of relatives, etc., and the bank will have its own audit system to confirm information;
2. Apply for a credit card online
After logging in to the official website of China Everbright Bank and filling in the relevant information, someone from the bank will call the fixed line you filled in for verification. Generally, if you call to inform, you will have a greater chance of passing.
3. Go to the branch of China Everbright Bank to apply for a credit card
There will be a special bank customer service staff to handle this business directly, but it is best to provide relevant financial proof. If you can provide relevant enterprise qualification proof, car, house and other financial proof, the chances of issuing it will be greater.
4. Handling WeChat
Pay attention to WeChat official account WeChat of China Everbright Bank, and then find a place to handle credit cards according to the page settings and submit an application.
You used to have a credit card, and it is in good condition. Now you can apply for a credit card of China Everbright Bank, and it is convenient and quick to apply for a card again. The used credit card can also serve as a good credit reference and financial proof, which will greatly help you to apply for a credit card.
For more information about how to handle the credit card of China Everbright Bank, please enter: See more details
Application conditions of China Everbright Platinum Credit Card
1. Those who have held the gold card of China Everbright Bank Credit Card (issued without guarantee) for more than one year and have a credit line of more than RMB 3, (inclusive) can directly apply for the platinum credit card of China Everbright Bank; 2. Those who have held other bank credit cards for more than one year without personal bad records.
3. Customers with personal housing loan of 3, yuan or more from China Everbright Bank can directly purchase the Platinum Credit Card of China Everbright Bank.
4. Customers with personal businesses such as savings, wealth management and national debt totaling more than 2, yuan (inclusive) and opening any account for more than 3 months can receive a Platinum Credit Card of China Everbright Bank.
5. The applicant owns a non-operating passenger car with a displacement of more than 2. or a car price of more than 18,.
The above is an introduction to the requirements for applying for Everbright Platinum Credit Card. Netizens who want to apply can check whether they meet the requirements before applying for Everbright Platinum Credit Card. If you have other specific questions, I suggest you call the bank customer service staff, hoping to help you.
CHINAEVERBRIGHTBANK (China everbright bank, everbright bank) was established in August 1992. it is a national joint-stock commercial bank approved by the people's bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 21 and the Hong Kong Stock Exchange in December 213. [1-2]
By the end of June, 221, China Everbright Bank had set up 1,299 branches in China, realizing the full coverage of the provincial administrative regional service network, and its outlets radiated to 149 economic center cities across the country. In the list of "Top 1 Global Banks" in 221, China Everbright Bank ranked 32nd, and in the list of "Top 5 Global Bank Brand Values" in 221. [3-4]。 Accelerate the international layout, Hong Kong Branch, Seoul Branch, Guangyin International, Guangyin Europe and Luxemburg Branch have been opened and operated one after another, and Sydney Branch has applied for establishment, and its social responsibility has become increasingly prominent. Supporting the "Mother's Water Cellar" public welfare activities for many years has had a great impact on society; In the "Top 1 Banks in the World" published by Banker magazine in 217, China Everbright Bank ranked 49th; [5] Ranked 39th in the "Top 1 Banks in the World" published by The Banker in 218, ranking 1 places higher than that in 217 [6]. On December 18th, 219, it was ranked 73rd in the People's Daily "China Brand Development Index" 1 list. In March 22, it was selected as the 184th in the Top 5 Global Brand Values in 22. [7] In April 22, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin Company transferred its 1.251 billion A shares to Everbright Group. [8-9]
Editing and broadcasting of development course
In January p>1997, China Everbright Bank completed the shareholding system reform and became the first national joint-stock commercial bank in China with state-owned shares and shares of international financial organizations. [12-13]
On December 31, 212, China Everbright Bank had total assets of 2.28 trillion yuan and total liabilities of 2.16 trillion yuan, and achieved annual operating income of 59.916 billion yuan and net profit of 23.62 billion yuan.
On December 2th, 213, China Everbright Bank was successfully listed on the main board of the Hong Kong Stock Exchange. Everbright Bank's H-share issuance price is HK$ 3.98 per share. Before the exercise of the over-allotment option, the issuance scale was 5.84 billion shares, and the financing was about US$ 3 billion. If the over-allotment option is fully exercised, the issuance scale will reach 6.6 billion shares and the financing will be about 3.4 billion US dollars. Not only will it become the king of IPO financing in Hong Kong in 213, but it will also become the largest IPO in Asia (excluding Japan), the largest IPO in China in 213, the third largest IPO in the world in 213 and the largest banking IPO in Hong Kong since 211.
By the end of December 215, the annual credit card transaction volume of China Everbright Bank exceeded 1 trillion yuan, setting a new record for the bank's historical annual transaction. [14] China Everbright Bank was awarded the "Best Card Issuing Bank Award in 215" by JCB International Credit Card Organization. [15-16]
As of January 25th, 216, China Everbright Bank has issued a total of 3,346,265 JCB credit cards, making it the largest card-issuing bank in the world.
On March 28th, 219, China Everbright Bank announced its annual report for 218, with revenue of 11.386 billion yuan, up by 19.96% year-on-year; The net profit was 33.659 billion yuan, a year-on-year increase of 6.7%; The basic earnings per share is .61 yuan. [17]
On September 24, 219, China Banking and Insurance Regulatory Commission officially approved the opening of Everbright Financial Co., Ltd., which is the first financial subsidiary of a joint-stock bank approved to open in China. According to the reply of China Banking and Insurance Regulatory Commission, China Everbright Financial has a registered capital of RMB 5 billion, and its registered place is Qingdao. It is mainly engaged in asset management-related businesses such as issuing public and private wealth management products, financial consultants and consulting. [18]
On December 18th, 219, Everbright Bank officially released the new version 6. of mobile banking, and announced the launch of the mobile financial ecological chain strategy. [19]
In April, 22, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin Company transferred its 1.251 billion A shares of Everbright Bank to Everbright Group. After the completion of this equity change, Huijin will no longer directly hold shares of China Everbright Bank, and China Everbright Group will directly hold 21.817 billion A shares and 1.783 billion H shares of China Everbright Bank, accounting for 44.96% of its total share capital. [8]
Yang Bingbing, Vice President of China Everbright Bank: Digital finance can enhance the effectiveness of bank risk control. [5]
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