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How is the handling fee calculated for withdrawing money in Malaysia using the UnionPay card of the Industrial and Commercial Bank of China?

When withdrawing money from an overseas ATM with a domestic UnionPay card, you need to pay a certain handling fee. Since the handling fee is collected by each bank and the regulations are different, it is recommended to consult the card-issuing bank;

On this basis, some overseas acquirers will charge cardholders additional ATM service fees (ATM Surcharge), please pay attention to the ATM fee reminder when withdrawing money. The actual fee standard is subject to the local machine prompt information.