The repayment method of WeChat micro-loan is as follows:

1. WeChat micro-loan has automatic repayment function without any setting. The micro-loan system will automatically deduct the repayment amount from the bank card bound by WeChat, provided that there is enough repayment amount in the bank card to repay successfully.

2. If you want to repay in advance, you can enter the micro-loan interface from WeChat, find the personal center, pay off the loan in advance according to the system prompts, or download Weizhong Bank on your mobile phone for repayment.

3. You can also open a WeChat wallet for repayment. You must turn on the repayment function of WeChat wallet to directly deduct money from WeChat wallet when the bank card amount is insufficient.

4. Pay attention to the official WeChat account of micro-loan. You can make repayment in the official WeChat account, click the button below the official WeChat account to enter the micro-loan, and follow the prompts to complete the repayment. If automatic repayment fails, you can directly click the link of repayment failure to make manual repayment. You can also enter the repayment failure in the official WeChat account and follow the prompts.

Development trend of microfinance

1. Micro-loan is an online micro-credit loan product launched by Weizhong Bank. Micro-loan has been officially launched on Tencent platform QQ and WeChat platform. Micro-loans can be found in the WeChat payment interface or the asset management in QQ wallet. Since the introduction of microfinance, loans have exceeded 30 billion yuan.

How to repay small loans and what repayment methods are there?

In order to ensure timely repayment and not affect personal credit information, the repayment method of micro-loans has always been one of the most concerned issues for borrowers.

At present, there are three repayment methods for microfinance.

1. Automatic repayment: one day before the agreed repayment date, ensure that the repayment bank card (that is, the collection bank card selected when borrowing) has enough funds to repay the principal and interest due in the current period, and the bank will automatically deduct the money in the early morning of the repayment date.

2. Repayment in advance: Enter the micro-loan page at any time, click Pay off the loan in advance, and complete the repayment according to the prompts on the page.

3. Weizhong Bank APP Repayment: You can enter Weizhong Bank APP for repayment at any time.

Among the more reliable brands on the market, in addition to Tencent's micro-loans, Alipay is also a good choice to borrow money for consumer finance. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, and the interest rate of big brands is low. The maximum loan amount is 200,000, which can meet the needs of most lenders.

In addition to individual consumers, small and micro business owners need to start or turn over funds, or consider having money to spend, and strive to provide accurate, convenient and efficient financial services for small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

There are three ways to repay small loans.

; ? Micro-loan, as a loan product on WeChat, has the advantages of simple application, high quota, fast approval and fast loan arrival, and is the first choice for most WeChat users to borrow money to solve the temporary demand for money. Then, after the loan is successful, how can the small loan be repaid? According to the characteristics of microfinance products, there are the following three repayment methods. Let's take a look.

How to repay the small loan?

First, automatic repayment

Just one day before the agreed repayment date, it is necessary to ensure that there are enough funds in the receiving bank card to repay the current principal and interest, and the bank can automatically deduct the money in the early morning of the repayment date.

If the user registers for WeChat coin purse repayment, the bound bank card will be automatically deducted from WeChat change after the repayment fails.

Second, prepayment.

Micro-loans can be repaid in 7*24 hours, and they can be repaid today and tomorrow, with only 1 day interest, and there is no penalty for prepayment.

You can use WeChat-My-Microfinance-Personal Center Loan, and click "Pay off the loan in advance" according to the page prompts.

Third, manually return to the current period.

If the previous automatic repayment methods can't deduct the money, you need to repay the current period manually.

You can directly click on the manual repayment of the current arrears in the repayment failure notification message, or enter "automatic repayment failure" and use your bank card to make manual repayment according to the page prompts.

Note that the manual repayment of the current arrears should be completed before 24: 00 the day after the repayment date, so that there will be no impact on personal credit information and repayment amount, that is, there will be no credit information, no overdue and no penalty interest.

The above is about "how to repay small loans", I hope it can help you.

How to repay small loans, and what are their repayment methods?

How to repay small loans, and what are their repayment methods?

Friends who have experienced online lending must have heard of micro-lending. Micro-loan is a loan business under Weizhong Bank. This product has attracted the attention of many young people because it can directly apply for a loan through the familiar WeChat and QQ software.

So how do you repay after a small loan? What are the repayment methods of small loans?

Micro-loan is a personal credit loan product launched by Weizhong Bank, a subsidiary of Tencent. The product was launched by Weizhong Bank by means of white list invitation system, and only invited users were eligible to borrow from micro-loans.

Users invited to micro-credit can apply for loans through WeChat or QQ. After borrowing money, users need to repay it on time. Microfinance has three repayment methods:

1. Automatic repayment.

The repayment date of micro-loan is the user's borrowing date. For example, the borrower borrowed 65,438+00,000 yuan on May 20, and repaid it in five installments, so June 20 is the first repayment date.

On the repayment date, the micro-loan system will automatically deduct the current repayment principal and interest from the bank card account bound by the user, and the user only needs to ensure that there is enough repayment amount in the bank card account.

2. Manual repayment.

If the micro-loan system fails to deduct money due to various reasons on the repayment date, the user can enter the micro-loan page for manual repayment.

3. Repay in advance.

Micro-loan is a credit loan product that calculates interest on a daily basis, allowing users to repay in advance. Other repayments do not need to pay any liquidated damages and handling fees, and the interest is calculated according to the actual borrowing days.

Therefore, in order to save interest, many micro-loan users will repay in advance once they have sufficient funds in their hands.

Micro-loan users only need to find the option of "repaying the loan in advance" in the personal center, click "repaying the loan in advance", and then follow the instructions on the page to successfully repay the loan.

The above is the introduction of micro-loan repayment, I hope it will help everyone. Finally, I want to withdraw all micro-loan users, and must repay them on time after the micro-loan arrives, otherwise it will not only face penalty interest, but also affect personal credit information.