One,
Bank of Communications credit card withdrawal quota
Second,
Bank of communications credit card withdrawal method
Bank of Communications credit card withdrawal quota
I. Credit card withdrawal quota of Bank of Communications
Credit limit refers to the maximum amount that a credit card can overdraw. The credit limit is based on the comprehensive evaluation of the information filled in when you apply for a credit card and the relevant supporting documents provided. The main card in your name enjoys the same credit limit as the supplementary card applied under the main card. The cash advance limit is set according to your card usage, which is included in the credit limit of a credit card, generally 50% of your credit limit. Please call the 24-hour customer service hotline of the credit card center for the specific limit.
Two. Provisions of Bank of Communications on Credit Card Withdrawal Limit
(1) For domestic advance loans, the daily cash advance for each card using the credit line shall not exceed RMB 2,000; The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); Withdrawing cash at the counter can charge up to "2000" RMB for all overpayments. You can't withdraw US dollars with a credit line in China.
(2) Overseas advance borrowing, the cumulative ATM withdrawal per card shall not exceed USD 65,438+0,000 per day, USD 5,000 per month and USD 65,438+0,000 per half year (provided that USD has enough repayment); If you use the credit line to withdraw cash, each card shall not exceed RMB 2,000 or its equivalent amount per day.
Bank of communications credit card withdrawal method
I. Cash withdrawal method of Bank of Communications credit card-counter cash withdrawal
In China, you can withdraw RMB cash at the counter of Bank of Communications outlets with your credit card and transaction password;
Outside the country, you can withdraw local currency or its equivalent at the bank counter marked VISA or MasterCard with valid ID and credit card.
Second, Bank of Communications credit card withdrawal method-ATM withdrawal.
You can use the ATM machine with UnionPay logo or VISA/Plus or MasterCard/Cirrus logo on your credit card at home or abroad to withdraw local currency with the transaction password.
Bank of Communications Credit Card Withdrawal Method and Limit
Although credit cards are used for credit card spending, they sometimes need to be withdrawn. Bank of Communications credit card provides cash withdrawal, cash advance and other functions, but it charges a certain fee and interest. How does Bank of Communications withdraw cash? What is the limit?
First, the Bank of Communications credit card withdrawal method
1, cash advance at bank counter
In China, you can withdraw RMB cash at the counter of Bank of Communications outlets with your credit card and transaction password;
Outside the country, you can withdraw local currency or its equivalent at the bank counter marked VISA or MasterCard with valid ID and credit card.
2.ATM cash in advance
You can use the ATM machine with UnionPay logo or VISA/Plus or MasterCard/Cirrus logo on your credit card at home or abroad to withdraw local currency with the transaction password.
Second, the Bank of Communications credit card withdrawal limit
1. The cash advance limit is set according to your card usage. It is included in the credit limit of a credit card, which is generally 50% of your credit limit. For the specific limit, please call the 24-hour customer service hotline of Bank of Communications Credit Card Center. Withdrawing cash at the counter can charge up to "2000" RMB for all overpayments. You can't withdraw US dollars with a credit line in China.
2. Domestic cash withdrawal limit: each card shall not exceed RMB 2,000 per day or its equivalent. The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000);
If you have enough excess deposits, you can withdraw cash by credit cards at home and abroad: when your RMB account is withdrawn at domestic automatic teller machines (ATMs), the daily accumulated amount of each card shall not exceed RMB 20,000; At present, when withdrawing money from overseas China UnionPay ATM, the daily accumulated amount of each card shall not exceed RMB 654.38+0 million or its equivalent currency; At the same time, at home and abroad, the daily cumulative total of each card shall not exceed RMB 20,000 or its equivalent currency;
3. Overseas cash withdrawal limit: when your account withdraws cash in local currency overseas, the accumulated cash withdrawal amount shall not exceed the equivalent amount of $65,438+0,000 per day, $5,000 per month and $65,438+0,000 per half year (provided that the US dollar has enough repayment); If you use the credit line to withdraw cash, each card shall not exceed RMB 2,000 or its equivalent amount per day.
4. Because consumption and cash withdrawal share your credit limit, in addition to the above-mentioned credit limit, the actual available cash withdrawal limit of your credit card is also affected by the available credit limit of your credit card. Please keep abreast of your financial situation, so as not to affect your normal card use due to insufficient available credit limit and available cash withdrawal limit.
Can I withdraw cash from the Bank of Communications credit card?
1, one of the inherent functions of the card itself, is an emergency service, but a handling fee or interest is required for withdrawing cash. The two cash withdrawal methods of Bank of Communications credit card are as follows:
2. Bank of Communications credit card ATM withdrawal: In China, cardholders can withdraw RMB cash from Bank of Communications ATM or other bank ATMs with UnionPay logo; Outside the country, you can withdraw local currency from ATM with VISA/Plus or MasterCard/Cirrus logo by transaction password.
3. Cash withdrawal at the counter of Bank of Communications Credit Card Bank: In China, cardholders can withdraw RMB cash at the counter of Bank of Communications outlets with their credit cards and transaction passwords; Outside the country, you can withdraw local currency at the bank counter marked VISA or MasterCard with valid ID and credit card.
Withdrawal amount and limit:
1. The cash advance limit is set according to your card usage. It is included in the credit limit of a credit card, which is generally 50% of your credit limit. Please call the 24-hour customer service hotline of the credit card center for the specific limit.
2. Domestic advance borrowing, with the accumulated cash advance amount of each card's daily credit limit not exceeding RMB 2,000; The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); Withdrawing cash at the counter can charge up to "2000" RMB for all overpayments. You can't withdraw US dollars with a credit line in China.
3. Overseas advance borrowing, the cumulative withdrawal from ATM for each card every day does not exceed USD 65,438+0,000, which is equivalent to USD 5,000 per month and USD 65,438+0,000 for half a year (provided that USD has enough repayment); If you use the credit line to withdraw cash, each card shall not exceed RMB 2,000 or its equivalent amount per day.
How to get electronic cash with Bank of Communications credit card?
Bank of Communications credit card withdrawal method is as follows:
1. Cash withdrawal by card:
After inserting the card, the cardholder can use the transaction password to withdraw money from ATMs with UnionPay logo at home and abroad.
2. Cash withdrawal without card:
The cardholder can log in to the mobile banking of Bank of Communications, select the ATM reservation cash withdrawal function, enter the reservation cash withdrawal information to obtain the reservation number, then select the mobile banking reservation cash withdrawal option on the ATM of Bank of Communications, and enter the mobile phone number, transaction password and reservation number to realize the card-free cash withdrawal function.
Extended data:
Bank of Communications credit card withdrawal daily limit:
The accumulated advance cash amount of the daily credit limit of each card shall not exceed RMB 2,000; The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); Cash withdrawal at the counter can reach up to 2000 yuan. You can't withdraw US dollars with a credit line in China.
1.ATM cash withdrawal: RMB cash can be withdrawn from Bank of Communications ATM or other bank ATMs with UnionPay logo.
2. Cash advance at the bank counter: You can withdraw RMB cash at the counter of Bank of Communications with your credit card and transaction password.