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Which credit card is better, Guangfa or Xingye?

Which credit card is the best Industrial Bank card?

Before applying for a credit card, many friends will first think about: which credit card is easy to apply for, which credit card has a high limit, etc., and found out that there are several Industrial Bank products in 2018 This credit card is very good and easy to apply for. If you are planning to apply for an Industrial Bank credit card, you can refer to it.

2018 Industrial Credit Card

1. Industrial Constellation Credit Card

This Industrial Credit Card has two versions: UnionPay single currency version and UnionPay/ Visa dual-currency version (card set), the former can be applied online, and the latter needs to be applied at the counter.

Features: Free of charge for the first cash withdrawal every month, free high-value aviation accident insurance, supreme car rental discounts

2. Industrial Taobao co-branded card

Hold it Family members deserve it and it is one of the best choices for online shopping. It is easy to apply and difficult to apply for. It is also an easier credit card to apply for from Industrial Bank.

Features: No handling fee for cash withdrawals, no first-year annual fee, and the following year's annual fee will be waived if you swipe 5 times. In addition, points will be accumulated for online shopping, and the points can also be used as cash to offset the shopping amount. The ratio is: 500 credit card points = 100 Alipay points, 100 Alipay points = 1 RMB.

3. Industrial China Southern Card

There are gold card and platinum card. The platinum card is divided into elite version and standard version. If there is a big difference in benefits, you can understand it clearly first. Make a decision.

Features: If it is a gold card, there is no annual fee if you swipe it 5 times, the mileage redemption ratio is high, 15 yuan = 1 mile, and 2 times the points on your birthday. For the Platinum Elite Edition, you can spend RMB 2,000 for free within 60 days of placing the card in the first year, and you will be exempted from the annual fee for the following year if you spend RMB 30,000 or more. You will get double points for overseas consumption, and RMB 12 = 1 mile.

4. Industrial Platinum Card Series

Among the Industrial Platinum Card Series, the Standard Edition and Long Series of Bank Card Platinum Cards are the most worthy of application. The benefits are great, the application threshold is low, it is easy to apply for the card, and points can be converted into miles.

Features: Free pick-up and drop-off at domestic and overseas airports, 4 domestic and 2 overseas pick-ups per year, of which the domestic value is 100 yuan/time and the overseas value is 250 yuan/time. If not used, it can be sold. VIP benefits at airports around the world, free one-day car rental every year, 10 points = 1 mile, great value redemption.

5. Industrial Standard Credit Card

Compared with other cards, Industrial Standard Credit Card is the easiest to apply for. Even college students who have just left school and newcomers to the workplace can apply for the card. If you are new, you can give it a try.

Features: The biggest feature of this card is the cash installment benefit, which provides cardholders with cash withdrawal services and calculates 5 times points.

I have applied for 3 credit cards, including Industrial Credit Card, Guangfa Credit Card and Bank of Communications. Which one is better?

The account can be closed immediately.

Among them, Xingye does not open the card and charges no fees, and it will be automatically canceled when it expires, so if Xingye doesn’t want it, just leave it without opening the card.

Industrial and Guangfa’s points policy is better

Bocom’s quota is usually higher.

Which Tencent WeChat credit card is better? China Guangfa Bank VS Industrial Bank

Although there are a dazzling array of credit cards on the market, the benefits are all the same, and some are even very useless. However, if you want to freely customize credit card rights, Tencent has cooperated with Guangfa and Industrial Bank to launch the Tencent WePlus Credit Card. Users can choose 3 rights when applying for the card. So, which Tencent WeChat credit card is better? Should I choose Guangfa Card or Industrial Card? Let’s analyze it for you below.

Which Tencent WeChat credit card is better?

In fact, whether it is GF Tencent WeChat Credit Card or Xingye Tencent WeChat Credit Card, they are all gold cards, and they can be approved in seconds, and you can enjoy 1~5 times points when paying with WeChat. The biggest feature is that you can Choose any 3 types of rights and interests from more than ten rights including car owners, shopping, travel, entertainment, food, etc., and mix them freely. It can be said that there is no distinction between superior and inferior.

If you insist on making a comparison to see which one is better, you can only start with the basic rights and interests of these two credit cards.

Privileges of Guangfa Bank VS Industrial Bank:

1. Guangfa Tencent WeChat Credit Card:

Basic privileges include cash rebates, up to 666 yuan; online consumption Points are counted, and the points are doubled in the birthday month, 48-hour card loss protection service, buy 1 get 1 free or half-price discount at designated merchants on Guangfa Sharing Day, swipe the card 6 times without annual fee;

2. Industrial Tencent WeChat Credit Card :

Basic benefits include RMB 10 million aviation accident insurance, 48-hour card loss protection service, 6 points redeemable for selected gifts, random instant discounts on shopping and supermarket purchases, and swiping the card 5 times to waive the annual fee for the next year.

From a comparison of basic rights and interests, the GF Tencent Micro Plus Credit Card is more suitable for card consumption, while the Industrial Tencent Micro Plus Credit Card is more suitable for travel and can enjoy aviation accident insurance. It looks a bit more noble than GF. Of course, this is just my personal idea. If you feel you are not very satisfied, you can raise it and discuss it.

I would also like to make a small comment here. The opening of these two Tencent micro-plus cards cannot be decided by oneself as before, whether it is an Industrial card or a Guangfa card, but is determined by the nature of the region. Some netizens said that when they were in Beijing, they could choose Industrial Cards, but when they came to Hangzhou, they found that they could only apply for Guangfa Cards, so it is best to choose a card based on your actual location.

The above is the relevant introduction of "Which Tencent WeChat Credit Card is better? China Guangfa Bank VS Industrial Bank". These two credit cards are actually similar and there is not much difference. No matter which one you apply for, you can. It is recommended that you choose a card based on your actual needs.

Which credit card is better between Industrial Bank and China CITIC Bank and China Guangfa Bank?

The "ease of use" of a credit card is relative. According to different groups of people, the meaning of "easy to use" is different, and the functions of different cards of each bank are also different:

For people who withdraw a lot of cash, it is recommended to apply for the "smart card" of China Guangfa Bank , the first three cash withdrawals per month are free of charge, and the three installments of 12 or more installments are free of charge.

For frequent shopping, it is recommended to apply for the "Carrefour co-branded card" of CITIC Bank, or the Taobao co-branded card of GF/CITIC.

If you are a high-ranking person with outstanding achievements, it is recommended to apply for China Guangfa Bank’s business travel platinum credit card (free high-speed rail VIP lounges, unlimited use of global airport VIP lounges, free unlimited Longteng Card, 5 million aviation accident insurance ).

If you are a well-known person in the country, a celebrity or a senior leader of a state agency, it is recommended to apply for the "Air China Zhiyin-Minsheng Co-branded Luxury Platinum Credit Card" from China Minsheng Bank. (For specific privileged services, please go to the official website of China Minsheng Bank).

If the luxury platinum card cannot meet your requirements, please ask the bank to apply for an unlimited credit card.

Which credit card is better, Industrial Bank or China Guangfa Bank?

The credit card of Guangfa Bank is good because of its strong financial strength, and the various services launched by the bank are pretty good. Customers are notified in time when events are held. I suggest you try it

This ends the introduction about which credit card is better between Guangfa Xingye and which credit card is better between Guangfa and Xingye. I wonder if you found the information you need?