1. Classic Platinum Card:

The annual fee for the main card of the Classic Platinum Card is 3,600 yuan/year, and the annual fee for the supplementary card is 2,000 yuan/year. On the 13th month after the credit card is issued, the China Merchants Bank credit card system will automatically deduct corresponding points from the credit card points account to redeem the annual fee. Generally, 10,000 permanent points can be redeemed for the annual fee of the main card, and 5,000 permanent points can be redeemed for the annual fee of the supplementary card.

2. UnionPay Premium Edition Platinum Card:

The annual fee for the primary card of the Premium Edition Platinum Card is 800 yuan/year, and the annual fee for the supplementary card is 300 yuan/year. The annual fee for this card is waived in the first year of opening the card. If you spend 80,000 yuan in that year and the card is swiped more than 20 times, the annual fee for the main card in the following year will be reduced. If you use the supplementary card to spend 30,000 yuan or more 10 times in the current year, the annual fee for the card in the next year will be waived (the annual fee for the first two supplementary cards will be waived).

3. Premium Platinum Installment Card:

The annual fee for the Premium Platinum Installment Card is 800 yuan/year, and the annual fee for the supplementary card is 300 yuan/year. The annual fee for the following year will be waived for the main card if you make three purchases per year, and the annual fee for the next year will be waived for the supplementary card if you make three purchases per year (the first two supplementary cards are exempt from annual fees).

The types of China Merchants Bank credit cards include:

1. Standard credit cards:

The main ones include standard VISA cards, standard Mastercard cards, China Merchants Bank standard credit cards, China Merchants Bank "He" card credit card, etc.

2. Theme series credit cards:

Mainly include China Merchants Bank Caixin Media co-branded card, China Merchants Bank Ele.me co-branded card, China Merchants Bank NetEase Cloud Music Credit Card, China Merchants Bank Doraemon Mengmengmengka and so on.

3. Regional series credit cards:

The main ones include Pinghetang co-branded credit card, Century Golden Flower co-branded credit card, Wuhuan Sports co-branded credit card, Xi’an True Love Constellation Card, etc.

4. Travel series credit cards:

Mainly include Ctrip Travel Credit Card, Air China Zhiyin Credit Card, China Southern Sky Pearl Credit Card, Xiamen Airlines Egret Co-branded Credit Card, China Eastern Airlines Co-branded Credit Card, etc.

5. Car owner card series:

China Merchants Bank’s car owner cards include Yingzhong Automobile co-branded credit card, carcard credit card, etc.

6. Shopping series credit cards:

There are mainly Parkson shopping credit cards, Ruili women’s shopping cards, etc.

Recommended credit cards

The first one: Merchants Young Card features: cash withdrawal limit of 100, no handling fee for the first cash withdrawal every month; generous card opening gift, new accounts can swipe the full amount of the card Free Alpine trolley case or Pentium electric shaver; enjoy double points on your birthday month, the monthly gift points limit is 2,000 points per household, and the points are permanently valid. The limit for placing a card can generally exceed 10K!

The second model: Car owner card. The card face is also quite cool. If you have a car, it is recommended to apply for a car owner card. We all know that the points of China Merchants Credit Card are very valuable. Every 20 yuan spent on China Merchants will only count 1 point, and every 39.9 yuan spent on China Merchants will also count 1 point. It is difficult to obtain and you need to find a way to convert the points. The Merchants Car Owner Card has the benefit of 1.5 times the points. In addition, the card with 1.5 times the points has the city card, which is not available in every city. This card that you can apply for is worth paying attention to!

Type 3: China Merchants Bank City Card The credit card faces in each city are different, and most of them are quite ugly. Together with the young card, the CMB City Card is known as the “hairy leg card” of CMB. This is because China Merchants Bank previously had a policy that these "Leg Hair Cards" were free of charge for the first cash withdrawal every month and had points. Therefore, many cardholders used to withdraw cash to earn points from China Merchants Bank for free, which was called "Leg Hair Card". Mauka”.