Are you asking, "What should I do if the bank opens a credit card for parents who don't understand it?" It can be solved by filing a complaint.

The back-end risk control of some banks directly kills retired people. If a relative who has reached retirement age applies for a credit card, they can complain to the China Banking and Insurance Regulatory Commission. There is a problem with the risk control of the card issuer, regardless of whether the applicant is voluntary or not.

Financial institutions must carefully address the real consumption needs of the elderly, and more importantly, they must proceed from a legal, reasonable, compliant, and ethical perspective to truly solve fundamental problems such as insufficient effective supply of products suitable for the elderly, and they must Protecting the interests of the elderly is the top priority.