The annual fee policy of Hongcheng Hot Purchase Card is the same as that of CCB’s general credit cards. The annual fee for the Gold Card is 160 yuan/year, and the annual fee is waived as long as you make 3 purchases or cash withdrawals with the card each year; the annual fee for the Platinum Card is 580 yuan/year, as long as you make 10 purchases or cash withdrawals with the card each year. The annual fee can be waived. Moreover, there are no restrictions on the amount or location of these purchases, and online purchases also count, so it is quite easy to do it.