There is a big difference between the cancellation of a credit card and the cancellation of an account. The cancellation of a credit card is just an unusable card, and the account is still there. Only after closing the account can you apply for a new card as a new account and enjoy the card opening ceremony for new customers. Let's talk about how long it will take to cancel the credit card and calculate the new account. How long does it take to cancel a credit card account and become a new account? It takes some time to become a new account after it is officially closed, and banks have different criteria for judging new accounts. First of all, we must understand that if we want to become a new bank account, we must choose to close it. The account information opened in this bank is cancelled, including all credit cards under this bank's name. As for how long it takes to close an account to become a new account, it depends on the specific regulations of the bank. China Merchants Bank, Bank of Communications and China Construction Bank require that the credit card be cancelled for more than 6 months, while Guangfa and Ping An require that the old card be cancelled 1 year before the new card is issued. As long as the credit card application is successful, Minsheng Bank cannot become a new account. In a word, banks have different rules for new households. If you want to be a new customer of a bank, you must first make sure that your previous credit card has been cancelled, and the cancellation time meets the requirements of the bank. At present, most of them cancel their accounts for more than 6 months before applying for a new account.