Credit card cd of commercial banks refers to the consumption stage of credit cards, and different banks have different consumption stage policies.

For example, ICBC's consumption installment is "bill installment", which can be applied through online banking, mobile banking and counters. , at most 12. CCB's consumption installment is "Dragon Card installment", which can be applied through online banking, mobile banking and counters. , can be divided into up to 60 periods.