Can I withdraw cash with Bank of Ningbo credit card? Bank of Ningbo credit cards can be used to withdraw cash. Bank of Ningbo credit card cash withdrawal is a function of withdrawing a certain proportion of cash from the credit limit of a credit card when funds are urgently needed. Cash withdrawals can be made through counters and ATM machines, and a certain handling fee and interest are usually required.

Ningbo Bank credit card cash withdrawal handling fee:

RMB Card/International Card/Platinum Card/E-Percent Card: Handling fee for cash withdrawal amount 2, minimum 20 yuan per transaction.

Shangying Card: There is a handling fee of 0.5 for the cash withdrawal amount, with a minimum of 20 yuan per transaction.

Ningbo Bank Credit Card Overdraft Withdrawal:

Counter: Handling fee for cash withdrawal amount 3, minimum USD 10

ATM machine: Handling fee for cash withdrawal amount 2 , minimum $3.

Ningbo Bank Credit Card Cash Withdrawal Interest Rate:

The daily interest rate for overdraft cash withdrawal is 0.05%, and does not enjoy the interest-free period. Interest is calculated from the day of cash withdrawal, and compound interest is calculated across months, until it is fully paid. Until the amount is cleared; no interest is required for withdrawal of overpayment.