If the proceeds from credit card fraud are not used for the husband and wife’s living together, they do not need to be repaid together. If a creditor claims rights over debts borne by one spouse in the individual name during the marriage, the debts shall be treated as joint debts between husband and wife, but one spouse can prove that the creditor and the debtor have clearly agreed that the debts are personal debts, or that the debts belong to the property system agreed by the husband and wife. exceptions.

Legal Basis

Article 1064 of the Civil Code: Any liability arising from the same consent of both parties, such as the signature of both parties or subsequent ratification by one of the spouses, etc. Debts, as well as debts borne by one spouse in his own name for the daily needs of the family during the marriage, are joint debts of the couple. Debts borne by one spouse in his or her own name beyond the daily needs of the family during the marriage are not joint debts of the couple; however, the creditor can prove that the debt is used for the couple's daily life and production. Exceptions are made for business operations or based on the consent of both spouses.