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Does the minimum monthly payment of credit card affect the credibility of the loan?
Paying the minimum monthly repayment by credit card does not violate the loan contract, but exercises rights and performs obligations according to the loan contract, which will not affect the loan reputation.

Article 8 A contract established according to law is legally binding on the parties. The parties shall perform their duties in accordance with the agreement.

This contract shall not be changed or terminated without authorization.

Contracts established according to law are protected by law.