You can pay it off in one lump sum after the bill date and before the repayment date, or you can choose to repay it in installments or only pay the minimum payment every month

1. How to repay a credit card:

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1. Direct deposit from our bank's ATM machine to the credit card;

2. Bind the credit card and bank card to set up automatic repayment;

3. ATM inter-bank transfer Repayment l;

4. Repayment by online banking transfer or inter-bank transfer;

5. You can also transfer money through WeChat wallet or Alipay (inter-bank transfers are free of charge).

2. Installment repayment: you can apply for 3, 6, 12, 24, etc.;

1. ICBC: no handling fee for 3 installments, 1.8% for 6 installments , 2.7% in 9th period, 3.6% in 12th period, 5.85% in 18th period, 15.6% in 24th period. (one-time charge)

2. Agricultural Bank of China: 0.6% per month (charged every month).

3. Bank of China: 1.95% for 3rd period, 3.6% for 6th period, 5.4% for 9th period, 7.5% for 12th period, 11.7% for 18th period, 15% for 24th period (one-time charge)

< p>4. China Construction Bank: 0.7% for 3rd period, 0.6% for 6th period and 12th period (charged every month).

5. CITIC: 1.50% for 1st period, 0.82% for 3rd period, 0.82% for 6th period, 0.77% for 12th period (charged every month).

6. Pudong Development Bank: 0.72% for the 3rd period, 0.7% for the 6th period, 0.66% for the 12th period (charged every month)

7. China Merchants Bank: 1.0% for the 2nd period, 0.9 for the 3rd period %, 0.75% for 6 periods, 0.7% for 10 periods, 0.66% for 12 periods, 0.68% for 18 periods, 0.68% for 24 periods (charged every month).

8. Bank of Communications: 0.72% per month (charged every month).

9. Guangfa: 0.65% for the 6th and 12th periods, 0.7% for the 18th period, and 0.72% for the 24th period (charged every month).

10. Everbright: Apply for installment repayment before consumption, 12-month installment, 0.5% per month. The types of bill installments include 3, 6, 9 and 12 installments, and the handling fees are 2%, 4%, 5% and 6% respectively (charged in one time).

11. Xingye: 0.8% for the 3rd period, 0.7% for the 6th period, 0.7% for the 12th period, 0.72% for the 18th period, 0.72% for the 24th period, 0.72% for the 36th period (collected in installments);

< p>3. Minimum repayment amount definition: The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuing bank. , but cannot enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum repayment amount is listed on the current bill;

1. The credit card repayment amount is greater than or equal to the minimum repayment amount but less than the full repayment, then the minimum repayment amount is defaulted;

2. The minimum repayment on a credit card is calculated at 0.05% and will be charged starting from the day of consumption.