The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. If you successfully apply for a credit card of China Merchants Bank (except some cards), the annual fee for the first year will be reduced or exempted by the credit card of China Merchants Bank or partners. If you spend six times (in any amount and form) on a single card within a whole year (from the date of issuing the card), it will be reduced or exempted in the next year. And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

If China Merchants Bank uses a credit card to cancel the account, please call the credit card customer service hotline (the back of the card) after the credit card account is settled, enter your ID number or card number and inquiry password according to the voice prompt, and then select the "9" transfer service specialist to cancel the account for you. Cancellation is free, and it is not possible to cancel the account through the network at present.