In order to expand the business scope and reduce the labor cost, banks accept college students to take part-time jobs to promote credit cards. In some places, this business is very popular. The intermediary fee given by China Merchants Bank is 5 yuan/person. Campus intermediaries give cardholders a card opening fee ranging from 2-3 yuan in the form of cash rewards to help banks expand their campus credit card business.
Credit card processing is also very simple. After the first trial is passed, the card holder can go to any China Merchants Bank outlet in the city where the school is located with his ID card by notification SMS, without submitting other supporting documents.
China Merchants Bank Credit Card is a good card. Most friends who use it recommend China Merchants Bank Credit Card, which is simple for three months. After graduation within two years, the temporary quota can be 2.5 times of the fixed quota, which is very easy to use. It is definitely a good card.
The precautions and skills for use are as follows:
Spend more, swipe more, and participate in offline store consumption. China Merchants Bank especially likes to swipe the number of cards, bind Alipay, and swipe offline on WeChat, and swipe more than 25 cards every month. The temporary quota of China Merchants Bank has come out, so you must use it, then brush it up and return it within five days after the account is issued. If the temporary quota is 2.5 times of the fixed quota, it will not be needed, and the quota will be raised in the third month. Appropriately do a small installment for three months and give the bank a part of the profits. You can also buy things in the online mall of China Merchants Bank to increase the bank score. Control the debt ratio and credit card rate at 7% to 8%.
Not using the loan in China Merchants Bank's quota will affect your withdrawal time. If you use it well, it is very possible to graduate within two years. Since around 218, banks represented by recruiting behaviors have begun to seize the credit card market for graduates. Senior students can apply for a credit card with a low amount, and after graduation, they can start to increase the amount.