The handling fee will be deducted once at the time of withdrawal, and interest will be charged every day at the time of withdrawal. The daily interest rate is five ten thousandths, simple. Interest is settled on the night of the bookkeeping date. After the bill is paid on 2 1, it can be repaid on 15 at the latest. Of course, the bank still has a three-day grace period for 15. You can repay before 15, and of course you can also repay the minimum repayment amount and continue to charge interest. You pay in full before 15, and interest will be generated in the next installment. This interest is from the bill of 2 1 to the interest on the day before your repayment. Use your card well! I work in a bank. You can ask me if you don't understand anything. Hope to adopt!