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What are the requirements for applying for a credit card in a bank?
China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan, who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, can apply for a credit card of Guangfa Bank with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification information: a copy of the resident ID card or military officer's card; Compatriots from Hong Kong and Macao shall provide copies of travel permits to and from the Mainland and residence certificates for more than one year; Foreigners can provide a copy of passport and residence permit for more than one year. \xd\ 2. Proof of work and income: proof of salary and copy of social security (paid for more than half a year). \xd\ 3. Supporting materials for the credit card application of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned automobile driving license, and original documents of telephone, water, electricity and gas charges in the last three months of the current residence, etc. \xd\ xd \ Conditions for credit card application of China Merchants Bank \ xd \ China people, foreigners residing in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing can apply for China Merchants Bank credit card to the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification: Generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; \xd\ 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of work permit/license; \xd\ 3. Proof of financial resources: It can be the payroll records issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. \xd\ 4. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc. \xd\ xd \ Conditions for Industrial Bank to apply for a credit card \ xd \ China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan, who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, can apply for an Industrial Bank credit card from the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. The materials that must be provided: identification documents \xd\ (1), domestic people: a copy of the applicant's ID card or military officer's card; \xd\ (2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports. \xd\ 2. Other supporting documents (please provide them as much as possible, which will help to improve your credit limit) \xd\ (1), work certificate \xd\ copy of work permit or work identification certificate (badge), original business card and original work certificate stamped with the official seal of the company. \xd\ (2), proof of income \xd\ The payroll records issued by the bank in the last three months (a copy of the statement of the payroll card) or a copy of the personal income tax withholding certificate or the original proof of income issued by the company. \xd\ (3), photocopies of academic certificates, professional title certificates, professional qualification certificates, self-owned real estate licenses, self-owned automobile driving licenses, time deposit certificates and other materials, and original documents of telephone, water, electricity and gas bills in the last three months of the current residence, and other bank credit card certification documents (original statements of the last three periods) and other materials. \xd\ xd \ Conditions for applying for a credit card of CITIC Bank \ xd \ China people, foreigners residing in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable source of income and have a good credit standing can apply for a credit card of CITIC Bank to the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification documents \xd\ (1). Domestic persons: a copy of the applicant's ID card or military officer's card; \xd\ (2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports. \xd\ 2. Work certificate \xd\ Copy of work certificate or work permit stamped with the official seal of the unit; \xd\ 3. Proof of financial resources \xd\ Original income certificate issued by the company, or original bank deposit certificate, or copy of payroll record issued by the bank showing the name of the applicant, or copy of income tax withholding certificate, or copy of self-owned real estate license. \xd\ xd \ Conditions for ICBC credit card application \ xd \ China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing can apply for ICBC credit card from the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification information: a copy of the resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your Mainland Pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. \xd\ 2. Proof of work and income: proof of salary or either a business card or a photo badge. \xd\ 3. Auxiliary materials that can prove that you have good economic strength: a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc. \xd\ xd \ Conditions for applying for a credit card of Shanghai Pudong Development Bank \ xd \ China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct and good credit standing can apply for a credit card of Shanghai Pudong Development Bank with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. ID card: A copy of ID card (military officer's card is required for soldiers), and the main card applicant must be at least 18-6 years old; \xd\ 2. Salary certificate of work unit: it can be a salary certificate issued by the applicant's work unit (which needs to be stamped with the financial seal or official seal of the unit), a copy of the work permit or a copy of the work card with my photo, a business card, etc. \xd\ 3. Proof of financial resources (which is helpful for obtaining a higher credit line): a copy of the certificate of own property, the original and duplicate copies of the driving book of motor vehicles, and a copy of the fixed (current) deposit certificate (passbook) of the bank; \xd\ xd \ Ping An Bank credit card application conditions \ xd \ China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable sources of income and have good credit standing can apply for Ping An Bank credit card from the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. At least 18 years old, with full capacity for civil conduct; 2. A natural person with a stable and legal income source and a good reputation; 3. Being able to provide valid identification documents (click to view: identification materials that can be used to apply for Ping An Bank credit card); 4. Be able to provide proof of income or property. \xd\ xd \ China bank credit card application conditions \ xd \ China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable income sources and have good credit standing can apply for China bank credit card with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification documents: \xd\ Accept the application for the main card of people aged 18-65 and the application for the supplementary card of people aged 16 or above. \xd\ If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides are valid), or a copy of your military officer's card \xd\ If you are a foreigner, you need to provide (1) a valid passport (2) a copy of the Alien Residence Permit or a copy of the Alien Permanent Residence Permit attached to the visa page of your valid passport. \xd\ If you are from Hong Kong, Macao and Taiwan, you need to provide a copy of the Pass for Hong Kong and Macao Residents to and from the Mainland or the Home Visit Permit for Hong Kong and Macao Compatriots or the mainland travel permit for taiwan residents. \xd\ 2. Proof of permanent residence address (you can choose any of the following items) \xd\ copy of household registration card (book) \xd\ bills for the last three phases of water, electricity and gas \xd\ bills for the last three phases of fixed telephone \xd\ collective dormitory certificate issued by the company \xd\ house lease contract (agreement Xd\ Payment document of residential property management fee \xd\ Address certificate issued by the street \xd\ Monthly statement of credit card in the last two periods or personal income tax payment certificate in the last three months \xd\ Other proof materials that can prove that they have a fixed residence address \xd\ 3. Financial proof documents (you can choose any of the following) \xd\ Official payroll or income certificate issued by government agencies and enterprises in the last three months (with company seal or department seal required) \xd\ Copy of passbook/bill of bank payroll (with salary entry information in the last three months required) \xd\ Copy of personal income tax payment certificate in the last three months \xd\ Copy of social insurance withholding certificate \ Copy of self-owned property certificate \xd\ copy of fixed deposit slip/passbook of bank \xd\ copy of purchase certificate of funds, government bonds and corporate bonds (name, account number and account balance of the purchaser shall be shown) \xd\ copy of membership cards, including: golf membership card, VIP card of China Mobile and China Unicom, Platinum card of Air China Companion, Gold card and Silver card. China people with full capacity for civil conduct, legal and stable income sources and good credit standing, foreigners residing in China and compatriots from Hong Kong, Macao and Taiwan, etc. \xd\\xd\ credit card application conditions of Bank of Communications \xd\ must be at least 18 years old. \xd\ The materials to be provided are as follows: \xd\ If you are a domestic resident, you only need to provide: complete and signed application form, identity certificate, residence certificate and income certificate; \xd\ Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a residence permit for foreigners (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan people. \xd\ If you are a private owner, in addition to the above information, you need to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the date of starting business. \xd\ xd \ Conditions for credit card application of China Everbright Bank \ xd \ China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years of age, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing can apply for credit card of China Everbright Bank to the card issuer with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identification: Generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; \xd\ 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of work permit/license; \xd\ 3. Proof of financial resources: It can be the payroll records issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. \xd\ xd \ Conditions for applying for Minsheng Bank Credit Card \ xd \ China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old and have full capacity for civil conduct and good credit standing can apply for Minsheng Bank Credit Card with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. Identity certificate of the applicant for the main card and the supplementary card (required documents): \xd\ A copy of the resident ID card of a domestic person; \xd\ Copies of Hong Kong, Macao and Taiwan compatriots-Hong Kong and Macao residents' mainland travel permits, Taiwan Province compatriots' mainland travel permits and residence endorsements or multiple round-trip endorsements; \xd\ Foreigners —— A copy of the passport and residence permit or employment permit in China of the country to which the foreigner belongs; \xd\ Supplementary card applicant-copy of ID card (supplementary card applicants who are under 16 years old and have not applied for ID card must attach a copy of household registration book)/passport/Hong Kong and Macao residents' pass to and from the mainland/Taiwan Province compatriots' pass to and from the mainland. \xd\ 2. Work certification documents of the main card applicant \xd\ such as the original official work certification issued by the work unit, the original work card or business card with comprehensive information, the name of the display unit, the name of the applicant and the social security/medical insurance/provident fund certification materials that have been paid in the last three months. \xd\ 3. Proof documents of financial income \xd\ such as: the original or copy of the payroll records issued by the bank, the income certificate issued by the unit, the income tax withholding certificate, the self-owned real estate license/house purchase contract/bank mortgage repayment schedule, the self-owned car driving license, the bank's deposit certificate and other materials. \xd\ 4. Other credit certification documents \xd\ xd \ Construction Bank credit card application conditions \ xd \ China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan, who must be at least 18 years old, have full capacity for civil conduct, have legal and stable income sources and have good credit standing, can apply to the card issuer for the construction bank credit card with their valid identity documents. \xd\ The materials to be provided are as follows: \xd\ 1. If you are an applicant for local household registration, you need to submit them at the same time.