What is the meaning of car owner credit card?

Take China Construction Bank as an example. CCB car owner card is CCB’s Longka car card.

The car card has all the functions of a standard CCB credit card. The annual fee for this card is 200 yuan.

This is a credit card prepared for car owners, so it also has some car-related rights and interests, including doubling the points for oil changes (the points you spend with the card can be doubled for gas expenses, with a minimum redemption of 50,000 points, and a minimum of 10,000 points) Integer multiple redemption, the exchange ratio is 4‰, that is, every 1,000 points can be exchanged for 4 yuan), preferential car wash service (if the consumption of Long Card car card meets certain conditions, you can enjoy a weekly preferential car wash service at designated car wash outlets. When car wash service. When the retail price is equal to or lower than 15 yuan, customers can enjoy the car wash service without paying a fee; when the retail price of the car wash service exceeds 15 yuan, the excess amount will be used by the customer to use car card points (the exchange ratio is 4‰, that is, every 1,000 points are redeemed 4 yuan) payment, if the points balance is insufficient, use cash payment), free road assistance (free access to national road assistance services, including on-site quick repair, spare tire replacement, pump power and 15 kilometers of nearby towing (3 times each year) ) and other three basic rights and services.

If you have a stable job and income, and have a private car in your name, you can go to the local CCB to apply with your ID card, driving license and other financial proof.

The review time is about 20 working days.

What are the benefits of a car owner's credit card? How to apply for a car owner's credit card

What are the benefits of a car owner's credit card?

Gas discounts. This is a benefit that almost all car owners’ credit cards have. For example, Ping An, Guangfa, and Minsheng’s car owner credit cards have refueling discounts. Refueling discounts generally have certain participation conditions and discount upper limits. For example, Ping An car owners need to have points on their credit cards to spend 2,000 yuan or more in the month, and the maximum discount is 80 yuan or 40 yuan (depending on whether it is Ping An auto insurance);

Insurance. Traffic accidents have always been a nightmare for all drivers. Another attractive benefit of many car owners’ credit cards is insurance for the driver and all vehicle occupants;

Roadside assistance. Many news about "sky-high towing fees" make us stay away from roadside assistance, so free roadside assistance provided by the car owner's credit card is a very attractive benefit;

4S store discounts. Car lovers need to go to 4S stores frequently to maintain and inspect their cars. With the discounts provided by car owners’ credit cards, car ownership will become easier.

How to apply for a car owner’s credit card:

Go to a local bank branch and bring your ID card and work certificate to the bank branch to apply;

Go to the official website of each bank ——Credit card application center application processing.

Application conditions:

Be eighteen years or older, have full capacity for civil conduct, and have good credit;

Have stable repayment ability;

p>

Applicants need to have a private car in their name.

Submit proof:

ID card; proof of work or income; work phone number, home phone number and personal mobile phone number;

tax payment certificate;

< p>Proof of property, vehicles and other assets under your own name;

Information other banks need to provide.

What is the difference between the Ping An Bank Credit Card You Card and the Car Owner Card?

1. The Ping An Bank Credit Card is a lifetime annual fee-free credit card. You can choose a personalized card face or customize it. For rights and interests (such as points party, delicious pie, sports fanatics, movie viewing groups, etc.), the annual fee for each right is 288 yuan/year. After activation, it will be deducted from the credit card in one time. If not activated, no annual fee will be charged.

2. The Ping An Car Owner Card comes with RMB 1.1 million accident insurance coverage for all vehicle occupants, and can enjoy free roadside assistance within a 30-kilometer range. The standard annual fee is 200 yuan/year. The first-year annual fee is rigid and non-deductible and has not been activated. There is no annual fee. If you spend RMB 30,000 or the equivalent in US dollars in the current year, the annual fee will be waived for the following year. If the annual fee reduction requirements are not met, the annual fee will be charged on the day after the issuance date in the following year.

Warm reminder: The rights and annual fee standards of your card and car owner’s card are different. You can choose the appropriate card according to your own needs. You can log in to the Ping An Pocket Bank APP-Credit Card-More -Card application, learn more and try to apply.

Response time: 2020-09-29. For the latest business changes, please refer to the official website of Ping An Bank.

[I know about Ping An Bank] Want to know more? Come and take a look at "I know about Ping An Bank"~

What kind of card does China Construction Bank's car owner card belong to?

The China Construction Bank car owner card is a credit card and has all the functions of a standard CCB credit card. The annual fee for this card is 200 yuan.

This credit card is a credit card for car owners, so it also has some car-related rights and interests:

1. Enjoy doubled points for oil changes (points can be doubled for refueling expenses by swiping the card) , starting from 50,000 points, redeemed in integer multiples of 10,000 points, the exchange ratio is 4‰, that is, every 1,000 points is exchanged for 4 yuan).

2. Discounted car wash service (if you meet certain conditions by swiping the Dragon Card car card, you can enjoy a weekly discounted car wash service at designated car wash outlets.

3. When the retail price of car wash service is equal to or less than 15 yuan, customers can enjoy car wash services without paying a fee; when the retail price of car wash services exceeds 15 yuan, customers will use car card points for the excess (the exchange ratio is 4‰, that is, every 1,000 points can be exchanged for 4 yuan) ) payment, use cash payment when the points balance is insufficient);

4. Free road assistance (free national road assistance services, including on-site quick repair, spare tire replacement, pumping electricity and 15 kilometers of nearby towing (annual Three basic rights and services including 3 times for each item)).

If you have a stable job and income, and have a private car in your name, you can go to the local CCB to apply with your ID card, driving license and other financial proof. The review time is approximately 20 working days.

This is the end of the introduction to what car owner’s credit card means.