1. Yes. In order to protect the interests of customers to the greatest extent, Ping An Bank provides credit card holders with a grace period of up to 3 days for repayment. You only need to ensure that full repayment within 3 days of the final payment date will not incur interest, or that the minimum repayment within 3 days of the final repayment date will not incur liquidated damages, which will not affect your credit.

2. The grace period for Ping An Bank credit card repayment is 3 days. As long as the cardholder can repay and arrive before 24:00 on the third day after the final payment date, it will not be considered overdue.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and its name was changed to Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and overdrafts, credit cards also have a number of special functions, providing cardholders with comprehensive security protection covering "safe consumption, safe home, and safe travel."

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It has been upgraded to a credit card franchise institution with secondary legal person qualification and relatively independent operation. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of 5.461 billion yuan and total assets of more than 130 billion yuan. The head office is located in Shenzhen, with business outlets located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

Application conditions

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply to the card issuer with his or her valid identity document. Apply for a personal credit card MasterCard. ID card and other documents required by the card issuer.

Personal primary cardholders can apply for supplementary cards for other qualified natural persons. The primary cardholder shall be fully responsible for the repayment of debts incurred under the primary card and supplementary card. Supplementary cardholders are jointly and severally liable for the debts incurred by the principal card and supplementary cards.