; ? As one of the four state-owned banks, ICBC has abundant capital, which is a very safe choice for those who need loans. Many people are asking, what is the general loan amount of ICBC? It is understood that different types of loans have different loan amounts.
e-loan
line: from 6 yuan, the maximum line is 8, yuan. Rong e-loan is an unsecured and unsecured RMB loan issued to borrowers who meet certain conditions for personal legal and compliant consumption purposes. One-year loan interest rate The loan interest rate above one year is 1, yuan, and the daily interest is about 1 yuan.
first-hand personal housing loan
amount: up to 7% of the market value of the purchased house. ICBC's first-hand personal housing loan has a maximum term of 3 years. As long as you are between 18 (inclusive) and 65 (inclusive), you can apply for our housing loan with a good credit record and willingness to repay. In addition, the sum of the borrower's age and the loan term does not exceed 7 years.
personal home consumption loan
amount: up to 1 million. Personal home consumption loans are RMB loans for home consumption purposes such as decorating and decorating houses, purchasing housing decoration materials, durable consumer goods and other large-value consumer goods. Mortgage, pledge, guarantee, credit, compound guarantee or partial guarantee can be adopted to guarantee.
personal business loan
amount: up to 3 million yuan. The above is the amount of some ICBC loan products. If you want to know the general amount of ICBC loan, you can visit ICBC's official website to inquire. However, it is inevitable to go to a bank for a loan. If you encounter a bank with low efficiency, you may not get a loan for a month. Can solve this kind of trouble for you, click, you can match the right credit manager to serve you in one minute, and the variety is rich and the threshold is low! How much can ICBC Rong E borrow 4, yuan?
The maximum amount of ICBC Rong E loan is 6-9, yuan. ICBC Personal Credit Consumer Loan (Rong E Loan) is an unsecured and unsecured RMB loan issued by ICBC to borrowers who meet certain conditions for personal legal and compliant consumption purposes. The loan amount is calculated according to the comprehensive situation when you submit the application.
what is the annual interest rate?
According to official website of Industrial and Commercial Bank of China, personal credit loans are e-borrowed, and the minimum annual interest rate is 4.35%(LPR+.5%), which is calculated by adding the loan market quotation rate (LPR) and updated monthly. The specific interest rate is subject to the actual approval page. Industrial and Commercial Bank of China: What is financing e-loan (personal credit consumption loan)?
official website from Industrial and Commercial Bank of China replied:
ICBC-Ronge is a personal credit consumption loan of our bank, which is unsecured, unsecured and pure credit, with a maximum amount of 8, yuan, a loan term of 2-6 months and a daily interest rate of less than 1 yuan for 1, yuan.
Note: 1. If it is not indicated in the Q&A that it is only for enterprise units, it usually refers to personal business. 2. Dalian, Ningbo, Qingdao, Shenzhen and Xiamen are independent branches of the Bank, which implement independent business regulations; The contents of this page are for your reference. Please refer to the announcements and specific regulations of local branches for the actual situation. Watch! What is the maximum amount of personal credit loan?
; ? Personal credit loan, as its name implies, is a loan applied for by personal credit, which is the most common kind of bank loan. Many friends will ask: which bank is good for personal credit loan? What is the maximum amount of personal credit loan? Bring you six bank credit loan products, and let's see which one is more suitable for you.
ICBC Easy Loan Users can enjoy certain consumer credit business with ICBC debit card (or passbook) and credit card when they make consumption or online shopping at ICBC special merchants. The maximum amount of personal credit loan is 2, yuan, which does not exceed the loanable amount approved by ICBC according to the comprehensive credit level and the actual amount of the consumption.
CCB Express Loan CCB Express Loan is a general term for a class of credit loans of CCB, including Express E-loan (line: 1-3, yuan), Financing E-loan (line: 5,-3 million yuan), Pledge Loan (line: 5,-3 million yuan), Che E-loan (line: 1-5, yuan) and Wo E-loan (line).
China Merchants Bank's lightning loan is a pure credit unsecured loan specifically for China Merchants Bank customers. It adopts an invitation system and is a pure credit loan. The maximum amount of personal credit loan is 3, yuan.
Agricultural Bank of China (ABC) Pay-as-you-go loan is a personal salary guarantee loan business that China Agricultural Bank came in 21 to provide credit to customers with good credit, with personal salary income as repayment guarantee, to meet specific consumption purposes. The loan amount is generally 2 times the amount of the monthly provident fund, with a maximum of 3, yuan.
The current loan of Standard Chartered Bank is a consumer loan, which cannot be used to purchase real estate, stocks, futures, wealth management products and other equity investments. The maximum amount of personal credit loan is 5, yuan.
CITIC Bank Credit Card "Credit Card" is a convenient, efficient and low-cost personal unsecured and unsecured cash advance service provided by CITIC Bank Credit Card for customers with stable jobs and incomes, relying on the credit card platform. The maximum loan amount is 3, yuan.
Summary: Through the introduction of the credit loan products of six banks, we can know that the maximum amount of personal credit loans of CCB and Standard Chartered Bank can reach 5, yuan. Of course, the loan amount is not the only criterion we choose. We suggest that you make a comprehensive judgment based on the specific use, application conditions and loan term of each product.