First, the network is secret, and you need an ID card and a credit card when handling it.
Second, the setting of mobile banking in China Construction Bank,
Third, set up a customer service hotline self-service voice system. If it is not successful, the call will be transferred to manual service.
Of course, if you open a card, you can choose whether you need to verify the password for consumption. You can choose not to verify the password, or you can verify the password above a certain amount (that is, you can set a certain amount, such as 300 yuan, and verify it if it is less than 300). But personally, in our social environment, verifying passwords is much safer than not verifying them.