What if the credit card keeps calling the emergency contact?

Ignore it.

The emergency contact of a credit card is usually the cardholder's serious overdue situation, and the bank can ignore the cardholder's repeated collection.

Handling a credit card is a contract between the cardholder and the bank. The contract is only valid for both parties, and the emergency contact person is not responsible and will not affect his personal credit.

The credit card debt is rarely only 50 yuan and I forget to pay it back. The bank did not remind me. Will being overdue for 5 days affect my credit record?

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