It depends on the operation of the counter staff at that time and the network connection between CITIC Bank and CITIC Bank Credit Card Center on the repayment date. Under normal circumstances, tellers with normal network connection will conduct online repayment transactions. If successful, your deposit will arrive immediately, and then you can withdraw it or spend it. If there happens to be something wrong with the line that day (which is inevitable in rare cases), the counter will take offline repayment, that is, collect your money first and print the receipt, but the account will not be received in your account until the evening (23-24 o'clock) for you to spend the next day. Look at whether the transaction was online or offline at that time. Simply put, look at whether your name is printed on the receipt signed for you. If there is a name, it is online repayment, and vice versa.