1. Individuals are listed as closely monitored (with controllable risks) by China Everbright Bank. They believe that personal credit cards are cashed out, the credit cards are not standardized, the debt ratio is high, and there are potential overdue risks. Therefore, once an individual repays, the amount will be reduced once.

2. Individuals have temporary places before. When the personal temporary limit expires, the bank will gradually withdraw it. Once an individual repays, he will take it back, that is, once an individual repays, the amount will be reduced once, until the individual pays off the temporary amount.

Check the credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.

Everbright Bank comprehensively approves the credit line according to the personal information filled in by the applicant on the application form and the relevant supporting materials provided.

Extended data:

Everbright Bank's criteria for reviewing the applicant's credit limit mainly include the following points:

1, credit history. If you have a good credit record in the past, you will win the favor of banks more easily and the amount will be higher.

2. Working conditions. A more stable job will give you extra points. Of course, if your income level is higher, you will get a higher rating.

3. Economic situation. If you can provide more proof of property, such as personal property, automobile property, deposit certificate, etc. It is easy to get higher scores.

4. Family status. Your marital status and family support are also important basis for the bank to score you.

References:

Baidu Encyclopedia-China Everbright Bank Credit Card