The relevant departments have made it clear that it is very important to collect your money by credit card in the future, and to collect your money according to the actual funds.

The beauty of credit card is that it has a very long interest-free period. Depending on the date of your bill, the longest interest-free period may be more than 50 days. So for some friends who are especially good at using credit cards, if he has two or three credit cards, he will really calculate which one I should swipe today to get a longer interest-free period.

The relevant ministries and commissions make it clear that any bank charges installment fees or cash advance fees, and you must charge them according to the actual possession period of funds. You can't say that people have used it for a month, and you have to charge them interest for one year.