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I'm a bank of communications credit card. I paid off last month's bill. Why do I still owe money?
There is a question you don't understand. The final bill and the total debt are two different things. For example, you will understand that your bill date is 12, and you spent 736 on May 1 1, and then spent 28 on May 13. Then your current bill is 736 yuan. But your total debt is 736 plus 28. But the next 28 will not be settled until June 12, and will be returned on July 6.

So you only pay the current bill debt, not the total debt, and the total debt will generally be more than the current bill debt.

The calculation fee is not calculated according to the consumption in May and June as you said. According to the consumption before May 12 and the consumption after May 12. The date when the node is 12 is not from 1 to 3 1 in the usual sense.

Of course, there is another possibility that you have cashed in or paid in installments, because both cases will generate handling fees and interest. If there are no these two situations, it means that you spent money after the date of 12 mentioned above, and it will be included in next month's bill.

All hands up, hope to adopt.