According to your description, you can't take out any more loans. Once your credit card is frozen, it means that you are blacklisted by the bank, which is estimated to drag down all your credit reputation, and there will be problems in lending to the bank in the future.

Credit card mainly needs your credit as a guarantee, and your credit will be zero, so the bank's lending activities will be blocked in the future and it is impossible to lend for several years.